49 S Wall St, Neptune, NJ 07753 Property Records

Monmouth County and Neptune City Borough property record for 49 S Wall St, Neptune, NJ 07753

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,110 sqft · built 1927
Lot Size	0.115 acres (4,995 sqft)
Owner	2 Individual Names on File
Last Sale	$92,000 (Jun 1997)
Tax Bill	$7,679 (2025)
Deeds & Mortgages	Apr 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`36-00064-0000-00028`

Property Details

APN / Parcel Number

Primary APN	`36-00064-0000-00028`
Alternative APNs	`360006400000002829` `360006400028`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,110 sqft Living Area
1st Floor Area	1,110 sqft
Basement Area	825 sqft

Exterior

Year Built	Built 1927
Effective Year Built	Effective 1927
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Other
Lot Area	4,995 sqft (0.115 acres)
Lot Dimensions	135 ft deep x 37 ft wide
Garage Type	Detached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Deck Area	625 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Old Parcel Number	360006400000002829
Street Address	49 S WALL ST
City	NEPTUNE
State	NJ
Zip	07753-6617
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Block	64
Legal Lot Number	28
Jurisdiction	MONMOUTH NJ
Township / Civil Division	NEPTUNE CITY
Census Block Group	1
Census Block	1027
Census Tract	808100

Owner

49 S Wall St is owned and occupied by two individuals who bought it in June 1997.

Source: Monmouth County and Neptune City Borough records, as of July 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	49 S WALL ST, NEPTUNE, NJ 07753-6617
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 23, 1997 · Amount on File
Deed Sale	Jun 23, 1997 · Amount on File
Deed Book / Page	5618 / 627
Record Updated	Sep 20, 2026

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	49 S WALL ST, NEPTUNE, NJ 07753-6617
Document Number	0000037226
Instrument Date	Apr 5, 2019
Transaction Type	Mortgage
Record Updated	Jun 11, 2019
Title Company	SOUTHWEST FINANCIAL, SWF

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	49 S WALL ST NEPTUNE CITY NJ 077536617, NEPTUNE CITY, NJ 07753-6617

Mortgage

Document Number	0000037226
Date	May 1, 2019
Book Page	009345/008481
Instrument	37226

Lender

Name	PNC BK
Type	Bank
Address	PITTSBURGH, PA 15222

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 49 S Wall St was $7,679, up 5.4% from the year before.

Source: Monmouth County and Neptune City Borough assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
Municipality	Neptune City Borough
Unified School District	Neptune City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$465,800 (+7.18%) Land $289,100 Building $176,700	$465,800 (+7.18%) Land $289,100 Building $176,700
2025	$7,679.00 (+5.41%)	$434,600 Land $266,500 Building $168,100	$434,600 Land $266,500 Building $168,100
2024	$7,285.00
2023		$331,100 Land $176,200 Building $154,900	$331,100 Land $176,200 Building $154,900
2022	$5,986.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 49 S Wall St in Zone X, an area of minimal flood risk, though there have been 21 flood claims nearby since 1992.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 32 policies
Nearby Flood Policies	32 in force
Nearby Flood Claims	21 (1992–2026)
Claims Outside the SFHA	4 of 21
Most Recent Claim	Jul 2026 · other causes
Claims by Event	Hurricane Sandy, Oct 2012 · 5 claims Hurricane Irene, Aug 2011 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 49 S Wall St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 504 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20