49 S Main St, Ashburnham, MA 01430 Property Records

Worcester County and Ashburnham Town property record for 49 S Main St, Ashburnham, MA 01430

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,316 sqft · built 1900
Lot Size	0.354 acres (15,400 sqft)
Owner	Individual Name on File
Last Sale	$275,000 (Oct 2020)
Tax Bill	$5,243 (2025)
Deeds & Mortgages	Jan 2018 Mortgage Jan 2019 Refinance
Flood Zone	Zone X (minimal risk)
APN	`ASHB M:0059 B:000039`

Property Details

APN / Parcel Number

Primary APN	`ASHB M:0059 B:000039`
Alternative APN	`ABHM M:0059 B:000039`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,316 sqft Living Area
Gross Area	2,890 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,400 sqft (0.354 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Street Address	49 S MAIN ST
City	ASHBURNHAM
State	MA
Zip	01430-1635
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	COMPILED PLAN LAND PREPARED HO
Legal Block	39
Jurisdiction	ASHBURNHAM MA
Township / Civil Division	ASHBURNHAM
Census Block Group	3
Census Block	3019
Census Tract	700100

Owner

49 S Main St is owned and occupied by an individual who bought it in October 2020.

Source: Worcester County and Ashburnham Town records, as of July 20, 2026

Owner of Record	Individual Name on File
Mailing Address	49 S MAIN ST, ASHBURNHAM, MA 01430-1635
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 2, 2018	Deed of Trust, Mortgage GFA FEDERAL CREDIT UNION
Jan 9, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance SANTANDER BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 30, 2020 · Amount on File
Deed Sale	Oct 30, 2020 · Amount on File
Prior Sale	Jul 31, 2007 · Amount on File
Deed Document Number	202019504
Deed Book / Page	9771 / 23
Record Updated	Oct 29, 2026

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHBURNHAM MA
Property Address	49 S MAIN ST, ASHBURNHAM, MA 01430-1635
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	8993-224
Date	Jan 2, 2018
Book Page	8993/224
Instrument	76

Lender

Name	GFA FEDERAL CREDIT UNION
Type	Credit Union

Agreement

Amount	Amount on Record
Term	108 Months
Due	Jan 1, 2027

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHBURNHAM MA
Property Address	49 S MAIN ST, ASHBURNHAM, MA 01430-1635
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	9245-120
Date	Jan 9, 2019
Book Page	9245/120
Instrument	404

Lender

Name	SANTANDER BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 49 S Main St was $5,243, up 2.6% from the year before.

Source: Worcester County and Ashburnham Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Ashburnham Town
Unified School District	Ashburnham-Westminster School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,243.00 (+2.62%)	$352,600 (+8.69%) Land $34,700 Building $317,900	$369,170 (+7.32%)
2024	$5,109.00 (-0.06%)	$324,400 (+5.02%) Land $34,700 Building $289,700	$343,995
2023	$5,112.00	$308,900 Land $34,700 Building $274,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 49 S Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 49 S Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ASHBURNHAM WATER DEPARTMENT serves 3,680 people · EPA ID MA2011000
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on S Main St

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