49 Ryerson Ave, Oakland, NJ 07436 Property Records

Bergen County and Oakland Borough property record for 49 Ryerson Ave, Oakland, NJ 07436

Property Summary

Property Type	Single Family Home
Details	2,390 sqft · built 1956
Lot Size	0.512 acres (22,303 sqft)
Owner	2 Individual Names on File
Last Sale	$600,000 (Jul 2010)
Tax Bill	$16,219 (2025)
Deeds & Mortgages	Oct 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`42-03701-0000-00055`

Property Details

APN / Parcel Number

Primary APN	`42-03701-0000-00055`
Alternative APN	`4203324000000003`

Interior

Stories	1 Story
Building Area	2,390 sqft Living Area
1st Floor Area	2,390 sqft

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Construction Type	Frame
Lot Area	22,303 sqft (0.512 acres)
Lot Dimensions	144 ft deep x 155 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Old Parcel Number	4203324000000003
Street Address	49 RYERSON AVE
City	OAKLAND
State	NJ
Zip	07436-3221
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA2
Legal Description	0.512 AC
Legal Subdivision	RAMAPO HILLS ESTATES SEC #1
Legal Block	3701
Legal Lot Number	55
Jurisdiction	BERGEN NJ
Township / Civil Division	OAKLAND
Census Block Group	2
Census Block	2006
Census Tract	39300

Owner

49 Ryerson Ave is owned and occupied by two individuals who bought it in July 2010.

Source: Bergen County and Oakland Borough records, as of June 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	49 RYERSON AVE, OAKLAND, NJ 07436-3221
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 30, 2010 · Amount on File
Deed Sale	Jul 30, 2010 · Amount on File
Prior Sale	Oct 23, 2000
Deed Document Number	20104900586
Deed Book / Page	490 / 586
Record Updated	Oct 29, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	49 RYERSON AVE, OAKLAND, NJ 07436-3221
Document Number	0034082076
Instrument Date	Oct 9, 2019
Transaction Type	Mortgage
Record Updated	Nov 27, 2019
Title Company	TWO RIVERS TITLE COMPANY LLC, TWO RIVERS TITLE CO LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	49 RYERSON AVE OAKLAND NJ 074363221, OAKLAND, NJ 07436-3221

Mortgage

Document Number	0034082076
Date	Nov 16, 2019
Book Page	003408/002076
Instrument	78302

Lender

Name	NJ LENDERS
Address	LITTLE FALLS, NJ 07424

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 15, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 49 Ryerson Ave was $16,219, up 2.5% from the year before.

Source: Bergen County and Oakland Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Oakland Borough
Elementary School District	Oakland Borough School District (KG - 08)
Secondary School District	Ramapo-Indian Hill Regional School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$796,900 (+7.36%) Land $311,400 Building $485,500	$796,900 (+7.36%) Land $311,400 Building $485,500
2025	$16,219.00 (+2.53%)	$742,300 Land $298,900 Building $443,400	$742,300 Land $298,900 Building $443,400
2024	$15,819.00
2023		$656,500 Land $257,500 Building $399,000	$656,500 Land $257,500 Building $399,000
2022	$15,031.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 49 Ryerson Ave in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1984.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	4 (1984–2018)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Apr 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 49 Ryerson Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 87% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OAKLAND WATER DEPT serves 12,754 people · EPA ID NJ0242001
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20