Essex County and Andover Town property record for 49 River St, Andover, MA 01810
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 960 sqft · built 1957 |
| Lot Size | 1.18 acres (51,488 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $7,859 (2025) |
| Deeds & Mortgages | Oct 2018 Transfer |
| Flood Zone | Zone AE (high risk) |
| APN | ANDO M:00140 B:00054 L:00000 |
| Primary APN | ANDO M:00140 B:00054 L:00000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 960 sqft Living Area |
| Gross Area | 2,544 sqft |
| Basement Area | 768 sqft |
| Unfinished Basement | 768 sqft |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 51,488 sqft (1.18 acres) |
| Garage Type | Detached |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Street Address | 49 RIVER ST |
|---|---|
| City | ANDOVER |
| State | MA |
| Zip | 01810-5907 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SRB |
| Legal Subdivision | BALLARDVALE |
| Legal Block | 54 |
| Jurisdiction | ANDOVER MA |
| Township / Civil Division | ANDOVER |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 254301 |
49 River St is held in a trust since October 2018.
Source: Essex County and Andover Town records, as of September 25, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 74 RIVER ST, ANDOVER, MA 01810-5908 |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 18, 2018 |
| Deed Sale | Oct 18, 2018 |
| Prior Sale | Nov 12, 2010 · Amount on File |
| Deed Document Number | 201825545 |
| Deed Book / Page | 15653 / 162 |
| Transfer Doc | 15653-162 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ANDOVER MA |
| Recording Date | Oct 18, 2018 |
| Property Address | 49 RIVER ST, ANDOVER, MA 01810-5907 |
| Document Number | 15653-162 |
| Book / Page | 015653 / 000162 |
| Instrument Date | Oct 12, 2018 |
| Instrument | 25545 |
| Transaction Type | Transfer |
| Record Updated | Nov 16, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Trust |
| Address | 74 RIVER ST ANDOVER MA 018105908, ANDOVER, MA 01810-5908 |
The 2025 property tax bill for 49 River St was $7,859.
Source: Essex County and Andover Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Andover Town |
| Unified School District | Andover School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,859.00 | $629,200 (+3.11%) Land $415,900 Building $213,300 | $629,090 |
| 2024 | $7,859.00 (+2.73%) | $610,200 (+8.96%) Land $405,900 Building $204,300 | |
| 2023 | $7,650.00 | $560,000 Land $376,100 Building $183,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 49 River St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 3 (1987–2010) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Mar 2010 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 49 River St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 94% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ANDOVER WATER DEPT serves 36,569 people · EPA ID MA3009000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement currently in violation since Nov 2021 Corrosion control Jan 2022 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
May also be available: T-Mobile.
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