Delaware County and Hancock Town property record for 49 River Rd, Hancock, NY 13783
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,792 sqft · built 2009 |
| Lot Size | 9.27 acres (403,801 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $489,000 (Jan 2024) |
| Tax Bill | $7,109 (2026) |
| Deeds & Mortgages | Sep 2015 Mortgage Jan 2024 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 123689 463.-2-7 |
| Primary APN | 123689 463.-2-7 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,792 sqft Living Area |
| 1st Floor Area | 1,792 sqft |
| Basement Area | 896 sqft |
| Finished Basement | 896 sqft |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 403,801 sqft (9.27 acres) |
| View / Lot | Waterfront |
| Garage Type | Detached |
| Garage Area | 1,400 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Slab |
| Porch Area | 1,200 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 06889368611 |
|---|---|
| Street Address | 49 RIVER RD |
| City | HANCOCK |
| State | NY |
| Zip | 13783-1222 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | N |
| Legal Block | 2 |
| Legal Lot Number | 7.000 |
| Jurisdiction | DELAWARE NY |
| Township / Civil Division | HANCOCK |
| Census Block Group | 2 |
| Census Block | 2084 |
| Census Tract | 971400 |
Source: Delaware County and Hancock Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 475 FDR DR, NEW YORK, NY 10002-2061 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 30, 2015 | Deed of Trust, Mortgage JEFF BANK |
| Jan 11, 2024 | Warranty Deed, Transfer MISC COMPANY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 11, 2024 · Amount on Record |
| Deed Sale | Jan 11, 2024 · Amount on Record |
| Prior Sale | Aug 21, 2002 · Amount on Record |
| Deed Book / Page | 1773 / 128 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELAWARE NY |
| Property Address | 49 RIVER RD, HANCOCK, NY 13783-1222 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000001996/0000000251 |
|---|---|
| Date | Sep 30, 2015 |
| Book Page | 0000001996/0000000251 |
| Instrument | 000000284192 |
| Name | JEFF BANK |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 100 Months |
| Due | Jan 1, 2024 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DELAWARE NY |
| Recording Date | Jan 11, 2024 |
| Property Address | 49 RIVER RD, HANCOCK, NY 13783-1222 |
| Document Number | 001773/128 |
| Book / Page | 1773 / 128 |
| Instrument Date | Jan 8, 2024 |
| Instrument | 298 |
| Transaction Type | Transfer |
| Record Updated | Apr 21, 2026 |
| Title Company | MISC COMPANY |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 475 FDR DR APT L1705, L1705, NEW YORK, NY 10002-2023 |
Source: Delaware County and Hancock Town assessment roll, as of April 21, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Delaware County |
| County Subdivision | Hancock Town |
| Unified School District | Hancock Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,109.00 (+1.97%) | ||
| 2025 | $6,972.00 | $31,000 (-) Land $6,000 Building $25,000 | $387,500 (+25%) Land $75,000 Building $312,500 |
| 2023 | $31,000 (-) Land $6,000 Building $25,000 | $310,000 (+8.3%) Land $60,000 Building $250,000 | |
| 2022 | $31,000 Land $6,000 Building $25,000 | $286,242 Land $55,402 Building $230,840 | |
| 2020 | $6,508.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 13, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 16 policies |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 9 (2005–2013) |
| Claims Outside the SFHA | 3 of 9 |
| Most Recent Claim | Sep 2013 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Hancock Telephone Fiber | 2,000 / 2,000 |
4G LTE (outdoors only), no 5G reported
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