49 Ridgewood Trl, Ringgold, GA 30736 Property Records

Catoosa County property record for 49 Ridgewood Trl, Ringgold, GA 30736

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,288 sqft · built 1980
Lot Size	0.519 acres (22,651 sqft)
Owner	Individual Name on File
Last Sale	$245,000 (Sep 2023)
Tax Bill	$1,614 (2025)
Deeds & Mortgages	Sep 2023 Sale Feb 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0022E041000`

Property Details

APN / Parcel Number

Primary APN	`0022E041000`
Alternative APNs	`0022E041` `12884`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,288 sqft Heated Area
1st Floor Area	1,288 sqft
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1995
Architectural Style	Other
Exterior Material	Wood Siding
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	22,651 sqft (0.519 acres)
Lot Dimensions	169 ft deep x 133 ft wide
Deck Area	60 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	12884
Old Parcel Number	0022E041000
Street Address	49 RIDGEWOOD TRL
City	RINGGOLD
State	GA
Zip	30736-5005
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 141 WESTWOOD
Legal Subdivision	WESTWOOD
Legal Lot Number	141
Jurisdiction	CATOOSA GA
Township / Civil Division	RINGGOLD
Census Block Group	3
Census Block	3010
Census Tract	30201

Owner

49 Ridgewood Trl is owned and occupied by an individual who bought it in September 2023.

Source: Catoosa County records, as of January 30, 2026

Owner of Record	Individual Name on File
Mailing Address	49 RIDGEWOOD TRL, RINGGOLD, GA 30736-5005
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2023	Warranty Deed, Transfer
Feb 12, 2021	Deed of Trust, Mortgage · Conventional with PMI HIGHLANDS RESID'L MTG
Mar 2, 2020	Deed of Trust, Mortgage · Conventional with PMI PLATINUM FIN'L FUND
Dec 19, 2018	Warranty Deed, Transfer · Conventional Mortgage COMMUNITY NAT'L BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 15, 2023 · Amount on File
Deed Sale	Sep 15, 2023 · Amount on File
Prior Sale	Dec 14, 2018 · Amount on File
Deed Document Number	0002294782
Deed Book / Page	2294 / 782
Record Updated	Jun 8, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CATOOSA GA
Recording Date	Sep 15, 2023
Property Address	49 RIDGEWOOD TRL, RINGGOLD, GA 30736-5005
Document Number	0022940782
Book / Page	2294 / 782
Instrument Date	Sep 15, 2023
Transaction Type	Transfer
Record Updated	Oct 6, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	49 RIDGEWOOD TRL, RINGGOLD, GA 30736-5005

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATOOSA GA
Property Address	49 RIDGEWOOD TRL, RINGGOLD, GA 30736-5005
Document Number	0021160166
Instrument Date	Feb 12, 2021
Transaction Type	Mortgage
Record Updated	Mar 15, 2021
Title Company	CHOICE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	49 RIDGEWOOD TRL RINGGOLD GA 307365005, RINGGOLD, GA 30736-5005

Mortgage

Document Number	0021160166
Date	Feb 24, 2021
Book Page	002116/000166

Lender

Name	HIGHLANDS RESID'L MTG
Type	Mortgage Company
Address	DALLAS, TX 75243

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Feb 23, 2051

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATOOSA GA
Property Address	49 RIDGEWOOD TRL, RINGGOLD, GA 30736-5005
Document Number	0020390472
Instrument Date	Mar 2, 2020
Transaction Type	Mortgage
Record Updated	Mar 27, 2020
Title Company	CHOICE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	49 RIDGEWOOD TRL RINGGOLD GA 307365005, RINGGOLD, GA 30736-5005

Mortgage

Document Number	0020390472
Date	Mar 11, 2020
Book Page	002039/000472
Instrument	1861

Lender

Name	PLATINUM FIN'L FUND
Type	Funding / Finance Company
Address	CHATTANOOGA, TN 37421

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Mar 10, 2050

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CATOOSA GA
Recording Date	Dec 19, 2018
Property Address	49 RIDGEWOOD TRL, RINGGOLD, GA 30736-5005
Document Number	0019680338
Book / Page	001968 / 000338
Instrument Date	Dec 14, 2018
Transaction Type	Transfer
Record Updated	Jan 16, 2019
Title Company	CHOICE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$72.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	49 RIDGEWOOD TRL RINGGOLD GA 307365005, RINGGOLD, GA 30736-5005

Mortgage

Document Number	19680340
Date	Dec 19, 2018
Book Page	001968/000340

Lender

Name	COMMUNITY NAT'L BK
Type	Bank
Address	RINGGOLD, GA 30736-1245

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Dec 18, 2038

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 49 Ridgewood Trl was $1,614 with a homeowner's exemption.

Source: Catoosa County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Catoosa County
Unified School District	Catoosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,614.00 Homeowner's exemption	$91,648 Land $10,800 Building $80,848	$229,119 Land $27,000 Building $202,119
2023	$1,285.00 (+25.37%)	$57,425 Land $11,765 Building $45,660	$143,562 Land $29,412 Building $114,150
2022	$1,025.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 49 Ridgewood Trl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 12, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 49 Ridgewood Trl is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 85% of Georgia
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RINGGOLD serves 2,953 people · EPA ID GA0470002
Water Source	Surface water
Last State Inspection	May 2023
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ringgold Telephone Company Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, Verizon, Xfinity.

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