Hampden County and Chicopee City property record for 49 Ridgewood Rd, Chicopee, MA 01013
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,314 sqft · built 1945 |
| Lot Size | 0.218 acres (9,493 sqft) |
| Owner | Individual Name on File |
| Last Sale | $285,000 (May 2022) |
| Tax Bill | $3,849 (2025) |
| Deeds & Mortgages | May 2022 Mortgage May 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 40-00041 |
| Primary APN | 40-00041 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,314 sqft Living Area |
| Gross Area | 3,046 sqft |
| 1st Floor Area | 1,078 sqft |
| Attic | Attic |
| Attic Area | 945 sqft |
| Basement Area | 1,023 sqft |
| Unfinished Basement | 1,023 sqft |
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 1945 |
| Architectural Style | Cape Cod |
| Exterior Material | Brick |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 9,493 sqft (0.218 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Account Number | 40-00041 |
|---|---|
| Street Address | 49 RIDGEWOOD RD |
| City | CHICOPEE |
| State | MA |
| Zip | 01013-3459 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 2 |
| Jurisdiction | CHICOPEE MA |
| Township / Civil Division | CHICOPEE |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 810902 |
Source: Hampden County and Chicopee City assessment roll, APN 40-00041, as of April 14, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 49 RIDGEWOOD RD, CHICOPEE, MA 01013-3459 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 20, 2022 | Deed of Trust, Mortgage · Stand-Alone First Mortgage MASSACHUSETTS HOUSING PARTNERSHIP FUND |
| May 20, 2022 | Deed, Transfer · Stand-Alone First Mortgage BERKSHIRE BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 20, 2022 · Amount on Record |
| Deed Sale | May 20, 2022 · Amount on Record |
| Deed Book / Page | 24556 / 228 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHICOPEE MA |
| Property Address | 49 RIDGEWOOD RD, CHICOPEE, MA 01013-3459 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2025 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 024556-250 |
|---|---|
| Date | May 20, 2022 |
| Book Page | 24556/250 |
| Instrument | 30861 |
| Name | MASSACHUSETTS HOUSING PARTNERSHIP FUND |
|---|---|
| Type | Government Agency |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHICOPEE MA |
| Recording Date | May 20, 2022 |
| Property Address | 49 RIDGEWOOD RD, CHICOPEE, MA 01013-3459 |
| Document Number | 024556-228 |
| Book / Page | 24556 / 228 |
| Instrument Date | May 20, 2022 |
| Instrument | 30858 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 49 RIDGEWOOD RD, CHICOPEE, MA 01013-3459 |
| Investor | Possibly a Property Investor |
| Document Number | 0000030859 |
|---|---|
| Date | May 20, 2022 |
| Instrument | 30859 |
| Name | BERKSHIRE BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Number | 024556-243 |
|---|---|
| Date | May 20, 2022 |
| Book Page | 24556/243 |
| Instrument | 30860 |
| Name | BERKSHIRE BANK |
|---|---|
| Type | Bank |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount Recorded |
Source: Hampden County and Chicopee City assessment roll as of April 14, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| Municipality | Chicopee City |
| Unified School District | Chicopee School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,849.00 (+5.37%) | $253,900 (+2.59%) Land $98,200 Building $155,700 | $302,860 |
| 2024 | $3,653.00 (+4.34%) | $247,500 (+7.1%) Land $96,300 Building $151,200 | |
| 2023 | $3,501.00 | $231,100 Land $87,500 Building $143,600 |
Source: FEMA National Flood Hazard Layer, Hampden County (25013C), as of June 7, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250138109021, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1978) |
| Most Recent Claim | Feb 1978 · tidal / storm surge |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 306 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Chicopee Municipal Lighting Plant Fiber | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
Source: EPA Safe Drinking Water Information System, water system MA1061000, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CHICOPEE WATER DEPT (MWRA) serves 55,560 people |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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