Westmoreland County property record for 49 Reef Ct, Montross, VA 22520
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,726 sqft · built 1989 |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,955 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 25B3-3-22 |
| Primary APN | 25B3-3-22 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 2,726 sqft Living Area |
| Basement Area | 1,196 sqft |
| Unfinished Basement | 1,196 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Construction Type | Wood |
| Foundation Type | Mud Sill |
| Roof Material | Composition Shingle |
| Porch | Open Porch |
| Deck Area | 64 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 1614 |
|---|---|
| Old Parcel Number | 25B3-3-22 |
| Street Address | 49 REEF CT |
| City | MONTROSS |
| State | VA |
| Zip | 22520-4011 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | DM |
| Legal Description | CABIN POINT LOT 22 SEC 7DB 354 PG 778 |
| Legal Subdivision | CABIN POINT |
| Legal Lot Number | 22 |
| Jurisdiction | WESTMORELAND VA |
| Township / Civil Division | COPLE |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 10101 |
49 Reef Ct, a single family home, is owned by two individuals.
Source: Westmoreland County records, as of January 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4204 BAXTER RIDGE DR, PRINCE GEORGE, VA 23875-2971 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Deed Document Number | 0000354778 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 49 Reef Ct was $1,955.
Source: Westmoreland County assessment roll, as of October 15, 2025
| Type | Name |
|---|---|
| State | Virginia |
| County | Westmoreland County |
| Unified School District | Westmoreland County Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,955.00 | $287,600 Land $112,300 Building $175,300 | $287,600 Land $112,300 Building $175,300 |
| 2023 | $1,783.00 | $287,600 Land $112,300 Building $175,300 | $287,600 Land $112,300 Building $175,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 49 Reef Ct in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective May 22, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 23 policies |
| Nearby Flood Policies | 23 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 49 Reef Ct is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CABIN POINT AND GLEBE HARBOUR private · serves 1,450 people · EPA ID VA4193240 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable | 1,000 / 50 |
| Starlink Satellite | 280 / 30 |
4G LTE (outdoors only), no 5G reported
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