49 Randolph Rd, Spencer, WV 25276 Property Records

Roane County property record for 49 Randolph Rd, Spencer, WV 25276

Property Summary

Property Type	Rural Home
Details	2 bd · 1 ba · 768 sqft · built 1940
Lot Size	91.6 acres (3,990,096 sqft)
Owner	2 Individual Names on File
Last Sale	$159,900 (May 2026)
Tax Bill	$296 (2026)
Deeds & Mortgages	Aug 2026 Sale May 2026 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`04-16-0046.0000`

Property Details

APN / Parcel Number

Primary APN	`04-16-0046.0000`
Alternative APNs	`44-04-0016-0046-0000` `4404 16004600000000` `44-04-16-0046.0000` `42534201`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	768 sqft Living Area
1st Floor Area	1,536 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Rustic
Construction Type	Frame
Lot Area	3,990,096 sqft (91.6 acres)
Garage Type	Carport
Carport	Carport
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Septic

Location & Zoning

Account Number	42534201
Street Address	49 RANDOLPH RD
City	SPENCER
State	WV
Zip	25276-7957
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	91.60 SUR L REEDY (FARM USE)
Jurisdiction	ROANE WV
Township / Civil Division	I
Census Block Group	1
Census Block	1054
Census Tract	962800

Owner

49 Randolph Rd, a rural home, is owned and occupied by two individuals who acquired it in July 2026.

Source: Roane County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 506, CLARKESVILLE, GA 30523-0009
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2026	Deed, Transfer NONE LISTED ON DOCUMENT
May 6, 2026	Deed, Transfer NONE LISTED ON DOCUMENT
Oct 22, 2025	Deed of Trust, Mortgage · Line of Credit FIRST NEIGHBORHOOD BANK
Jan 15, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIRST NEIGHBOR BANK NA
Jan 14, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIRST NEIGHBOR BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 6, 2026 · Amount on File
Deed Sale	May 6, 2026 · Amount on File
Deed Document Number	20262205849
Deed Book / Page	696 / 401
Last Transfer Date	Jul 1, 2026
Transfer Doc	0002206844
Record Updated	Oct 29, 2026

August 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	ROANE WV
Recording Date	Aug 12, 2026
Property Address	49 RANDOLPH RD, SPENCER, WV 25276-7957
Document Number	0002206844
Book / Page	700 / 436
Instrument Date	Jul 1, 2026
Instrument	20262206844
Transaction Type	Transfer
Record Updated	Aug 31, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	ROANE WV
Recording Date	May 6, 2026
Property Address	49 RANDOLPH RD, SPENCER, WV 25276-7957
Document Number	000696/401
Book / Page	696 / 401
Instrument Date	May 5, 2026
Instrument	2026.2205849
Transaction Type	Transfer
Record Updated	May 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Tax	$88,824.45
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROANE WV
Property Address	49 RANDOLPH RD, SPENCER, WV 25276-7957
Transaction Type	Mortgage
Record Updated	Nov 6, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	49 RANDOLPH RD, SPENCER, WV 25276-7957

Mortgage

Document Number	000386/660
Date	Oct 22, 2025
Book Page	386/660
Instrument	2203181

Lender

Name	FIRST NEIGHBORHOOD BANK
Type	Bank
Address	216 MARKET ST, SPENCER, WV 25276

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	241 Months
Due	Oct 31, 2045

Interest

Change Frequency	Monthly

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROANE WV
Property Address	49 RANDOLPH RD, SPENCER, WV 25276-7957
Transaction Type	Mortgage
Record Updated	Dec 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000349/132
Date	Jan 15, 2019
Book Page	349/132
Instrument	2154356

Lender

Name	FIRST NEIGHBOR BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Feb 1, 2034

Interest

Rate Type	Fixed Rate

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROANE WV
Property Address	49 RANDOLPH RD, SPENCER, WV 25276-7957
Transaction Type	Mortgage
Record Updated	Dec 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000349/119
Date	Jan 14, 2019
Book Page	349/119
Instrument	2154340

Lender

Name	FIRST NEIGHBOR BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Dec 30, 2038

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 49 Randolph Rd was $296 with a homeowner's exemption, up 6.5% from the year before.

Source: Roane County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Roane County
Unified School District	Roane County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$296.00 (+6.47%)	$53,880 (+4.3%) Land $18,660 Building $35,220	$89,800 (+4.3%) Land $31,100 Building $58,700
2025	$278.00 Homeowner's exemption	$51,660 Land $17,640 Building $34,020	$86,100 Land $29,400 Building $56,700
2023	$599.00 (+3.63%) Homeowner's exemption	$87,360 (+3.41%) Land $55,680 Building $31,680	$145,600 (+3.41%) Land $92,800 Building $52,800
2022	$578.00 Homeowner's exemption	$84,480 Land $53,460 Building $31,020	$140,800 Land $89,100 Building $51,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 49 Randolph Rd in Zone X, an area of minimal flood risk, though there have been 26 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective March 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	26 (1978–2024)
Claims Outside the SFHA	2 of 26
Most Recent Claim	Apr 2024 · Severe Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms And Flooding, Jun 2013 · 2 claims Flooding, Severe Storms, And Landslides, Feb 2000 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 49 Randolph Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 43% of West Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, as of December 31, 2025

Cell Coverage

4G LTE (outdoors only), no 5G reported

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