49 Quarry Rd, Cayuga, NY 13034 Property Records

Cayuga County and Springport Town property record for 49 Quarry Rd, Cayuga, NY 13034

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,104 sqft · built 1987
Lot Size	0.232 acres (10,114 sqft)
Owner	2 Individual Names on File
Last Sale	$170,000 (Dec 2012)
Tax Bill	$8,409 (2026)
Deeds & Mortgages	Mar 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`055489 133.16-1-8`

Property Details

APN / Parcel Number

Primary APN	`055489 133.16-1-8`
Alternative APN	`548913301600010080000000`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,104 sqft Living Area
1st Floor Area	864 sqft
Upper Floors Area	240 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Rustic
Exterior Material	Wood
Foundation Type	Slab (Mat/Raft)
Lot Area	10,114 sqft (0.232 acres)
Lot Dimensions	160 ft deep x 63.2 ft wide
View / Lot	Waterfront
Porch	Slab
Porch Area	544 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	49 QUARRY RD
City	CAYUGA
State	NY
Zip	13034-3260
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01 - NOT Z
Legal Description	SM 573/55 693-138 ROL FORMERLY 134-1-45.22 130' LAKE FRONT
Legal Block	1
Legal Lot Number	8.000
Jurisdiction	CAYUGA NY
Township / Civil Division	SPRINGPORT
Census Block Group	2
Census Block	2005
Census Tract	41201

Owner

49 Quarry Rd is owned and occupied by two individuals who bought it in December 2012.

Source: Cayuga County and Springport Town records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	49 QUARRY RD, CAYUGA, NY 13034-3260
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 12, 2012 · Amount on File
Deed Sale	Dec 12, 2012 · Amount on File
Deed Document Number	2012130913
Deed Book / Page	1495 / 175
Record Updated	Oct 29, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAYUGA NY
Property Address	49 QUARRY RD, CAYUGA, NY 13034-3260
Document Number	0038560068
Instrument Date	Mar 25, 2020
Transaction Type	Mortgage
Record Updated	May 20, 2020
Title Company	EQUITY NATIONAL TITLE AND CLOSING, EQUITY NAT'L TITLE & CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	49 QUARRY RD CAYUGA NY 130343260, CAYUGA, NY 13034-3260

Mortgage

Document Number	0038560068
Date	Apr 13, 2020
Book Page	003856/000068
Instrument	194679

Lender

Name	EMBRACE HM LOANS
Type	Funding / Finance Company
Address	MIDDLETOWN, RI 02842

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 12, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 49 Quarry Rd was $8,409 with a homeowner's exemption, down 9.1% from the year before.

Source: Cayuga County and Springport Town assessment roll, as of May 1, 2026

Property Jurisdictions

Type	Name
State	New York
County	Cayuga County
County Subdivision	Springport Town
Unified School District	Union Springs Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,409.00 (-9.11%) Homeowner's exemption
2025	$9,252.00 (+7.13%) Homeowner's exemption	$477,300 Land $324,900 Building $152,400	$477,300 Land $324,900 Building $152,400
2024	$8,636.00
2023	Homeowner's exemption	$442,600 Land $293,000 Building $149,600	$442,600 Land $293,000 Building $149,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 49 Quarry Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 49 Quarry Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION SPRINGS VILLAGE serves 2,000 people · EPA ID NY0501725
Water Source	Groundwater
Last State Inspection	May 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
CBN Fixed Wireless · not low latency	100 / 100
T-Mobile Fixed Wireless	100 / 20