49 Pyfrom Dr, Swannanoa, NC 28778 Property Records

Buncombe County property record for 49 Pyfrom Dr, Swannanoa, NC 28778

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,200 sqft · built 1994
Lot Size	0.61 acres (26,572 sqft)
Owner	Owner Name on File
Last Sale	$245,500 (Jul 2014)
Tax Bill	$1,832 (2025)
Deeds & Mortgages	Sep 2023 Line of Credit Aug 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`9678-55-1731-00000`

Property Details

APN / Parcel Number

Primary APN	`9678-55-1731-00000`
Alternative APN	`967811550616000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,200 sqft Living Area
Gross Area	2,680 sqft
1st Floor Area	1,200 sqft
Basement Area	1,480 sqft
Finished Basement	1,240 sqft
Unfinished Basement	240 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Architectural Style	Conventional
Exterior Material	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	26,572 sqft (0.61 acres)
Terrain	Rolling

Exterior Amenities

Porch	Enclosed Porch
Porch Area	448 sqft
Deck Area	40 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Old Parcel Number	967811550616000
Street Address	49 PYFROM DR
City	SWANNANOA
State	NC
Zip	28778-3614
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	DEED DATE: 07/25/2014 DEE
Legal Description	DEED DATE: 07/25/2014 DEED: 5228-0495 SUBDIV: JIMS BRANCH KNOLL BLOCK: LOT: 15 SECTION: PLAT: 0042-0038
Legal Subdivision	JIMS BRANCH KNOLL
Legal Lot Number	15
Jurisdiction	BUNCOMBE NC
Township / Civil Division	SWANNANOA
Census Block Group	1
Census Block	1036
Census Tract	3003

Owner

The current owner of 49 Pyfrom Dr bought it in July 2014.

Source: Buncombe County records, as of September 24, 2025

Owner of Record	Owner Name on File
Mailing Address	49 PYFROM DR, SWANNANOA, NC 28778-3614
Occupancy	Owner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 13, 2023	Deed of Trust, Mortgage · Line of Credit UNITED COMMUNITY BANK
Aug 17, 2022	Deed of Trust, Mortgage · Line of Credit UNITED COMMUNITY BANK
Aug 17, 2017	Deed of Trust, Mortgage · Line of Credit UNITED COMMUNITY BANK
Aug 10, 2018	Deed of Trust, Mortgage · Line of Credit UNITED COMMUNITY BANK

Assessor's Deed Record

Last Sale	Jul 25, 2014 · Amount on File
Deed Sale	Jul 25, 2014 · Amount on File
Deed Document Number	0005228495
Deed Book / Page	5228 / 495
Record Updated	Jun 8, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	49 PYFROM DR, SWANNANOA, NC 28778-3614
Transaction Type	Mortgage
Record Updated	Sep 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	49 PYFROM DR, SWANNANOA, NC 28778-3614

Mortgage

Document Number	0063491554
Date	Sep 13, 2023
Book Page	6349/1554

Lender

Name	UNITED COMMUNITY BANK
Type	Bank
Address	BLAIRSVILLE, GA 30514

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	299 Months
Due	Aug 29, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	49 PYFROM DR, SWANNANOA, NC 28778-3614
Transaction Type	Mortgage
Record Updated	Aug 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	49 PYFROM DR, SWANNANOA, NC 28778-3614

Mortgage

Document Number	0062490876
Date	Aug 17, 2022
Book Page	6249/876

Lender

Name	UNITED COMMUNITY BANK
Type	Bank
Address	HENDERSONVILLE, NC 28792

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	299 Months
Due	Jul 28, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	49 PYFROM DR, SWANNANOA, NC 28778-3614
Transaction Type	Mortgage
Record Updated	May 3, 2022
Title Company	AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0055811191
Date	Aug 17, 2017
Book Page	5581/1191

Lender

Name	UNITED COMMUNITY BANK
Type	Bank
Address	HENDERSONVILLE, NC 28792

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	299 Months
Due	Jul 25, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	49 PYFROM DR, SWANNANOA, NC 28778-3614
Transaction Type	Mortgage
Record Updated	May 3, 2022
Title Company	AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0056911811
Date	Aug 10, 2018
Book Page	5691/1811

Lender

Name	UNITED COMMUNITY BANK
Type	Bank
Address	HENDERSONVILLE, NC 28792

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	299 Months
Due	Jul 13, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 49 Pyfrom Dr was $1,832.

Source: Buncombe County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Buncombe County
Unified School District	Buncombe County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,832.00	$263,000
2023	$1,677.00	$263,000	$263,000 Land $40,500 Building $222,500
2021			$263,000 Land $40,500 Building $222,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 49 Pyfrom Dr in Zone X, an area of minimal flood risk, though there have been 20 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	20 (2004–2024)
Claims Outside the SFHA	1 of 20
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 14 claims Hurricane Ivan, Sep 2004 · 2 claims Tropical Storm Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 49 Pyfrom Dr is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 52% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ASHEVILLE serves 157,431 people · EPA ID NC0111010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Oct 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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