Groton Town property record for 49 Prospect St, Mystic, CT 06355
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,929 sqft · built 2022 |
| Lot Size | 0.985 acres (42,907 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $217,500 (Jan 2021) |
| Tax Bill | $19,132 (2025) |
| Deeds & Mortgages | May 2022 Refinance Jan 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | GROT M:261805187373 |
| Primary APN | GROT M:261805187373 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,929 sqft Living Area |
| Basement Area | 1,501 sqft |
| Unfinished Basement | 1,501 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 42,907 sqft (0.985 acres) |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Geothermal |
| Account Number | 261805187373 |
|---|---|
| Street Address | 49 PROSPECT ST |
| City | MYSTIC |
| State | CT |
| Zip | 06355-2338 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-12 |
| Jurisdiction | GROTON CT |
| Township / Civil Division | GROTON |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 703000 |
49 Prospect St is owned and occupied by two individuals who bought it in January 2021.
Source: Groton Town records, as of June 25, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 49 PROSPECT ST, MYSTIC, CT 06355-2338 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 23, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance DIME BANK |
| Jan 21, 2021 | Warranty Deed, Transfer · Stand-Alone First Mortgage DIME BANK |
| Jan 3, 2020 | Warranty Deed, Transfer UNKNOWN |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 21, 2021 · Amount on File |
| Deed Sale | Jan 21, 2021 · Amount on File |
| Deed Document Number | 20215044160002 |
| Deed Book / Page | 1246 / 259 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GROTON CT |
| Property Address | 49 PROSPECT ST, MYSTIC, CT 06355-2338 |
| Transaction Type | Mortgage |
| Record Updated | Sep 1, 2023 |
| Name | Verified Name |
|---|
| Document Number | 001277-383 |
|---|---|
| Date | May 23, 2022 |
| Book Page | 1277/383 |
| Instrument | 5136470013 |
| Name | DIME BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 373 Months |
| Due | Jun 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GROTON CT |
| Recording Date | Jan 21, 2021 |
| Property Address | 49 PROSPECT ST, MYSTIC, CT 06355-2338 |
| Document Number | 001246-259 |
| Book / Page | 1246 / 259 |
| Instrument Date | Jan 21, 2021 |
| Instrument | 5044160002 |
| Transaction Type | Transfer |
| Record Updated | Sep 1, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 64 SCOTCH CAP RD, QUAKER HILL, CT 06375-1445 |
| Investor | Possibly a Property Investor |
| Document Number | 5044170016 |
|---|---|
| Date | Jan 21, 2021 |
| Instrument | 5044170016 |
| Name | DIME BANK |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.63% |
| Type Change Date | Feb 1, 2024 |
| Max Rate At Change | 3.75% |
| Index | 3-Year CMT |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GROTON CT |
| Recording Date | Jan 3, 2020 |
| Property Address | 49 PROSPECT ST, MYSTIC, CT 06355-2338 |
| Document Number | 1225-885 |
| Book / Page | 001225 / 000885 |
| Instrument Date | Jul 25, 2008 |
| Transaction Type | Transfer |
| Record Updated | Jan 21, 2020 |
| Title Company | UNKNOWN |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 794875 DALLAS TX 753794875, DALLAS, TX 75379-4875 |
The 2025 property tax bill for 49 Prospect St was $19,132.
Source: Groton Town assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | Groton Town |
| Unified School District | Groton School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $19,132.00 | $702,870 Land $312,193 Building $390,677 | $492,009 Land $218,535 Building $273,474 |
| 2024 | $19,132.00 (+199.87%) | ||
| 2023 | $6,380.00 (+48.37%) | $262,500 (+45.12%) Land $180,880 Building $81,620 | |
| 2022 | $4,300.00 | $180,880 Land $180,880 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 49 Prospect St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 49 Prospect St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.2% of Connecticut |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AQUARION-MYSTIC private · serves 10,788 people · EPA ID CT1370011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| Breezeline Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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