49 Prospect St, Lockport, NY 14094 Property Records

Niagara County and Lockport City property record for 49 Prospect St, Lockport, NY 14094

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,404 sqft · built 1951
Lot Size	0.09 acres (3,920 sqft)
Owner	Individual Name on Record
Last Sale	$119,500 (Feb 2023)
Tax Bill	$3,373 (2026)
Deeds & Mortgages	Feb 2023 Sale & Mortgage Aug 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`6-5955.000`

Property Details

APN / Parcel Number

Primary APN	`6-5955.000`
Alternative APNs	`09001080760002039000` `290900 108.76-2-39`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,404 sqft Living Area
1st Floor Area	936 sqft
Upper Floors Area	234 sqft

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Lot Area	3,920 sqft (0.09 acres)
Lot Dimensions	52 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	280 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	6-5955.000
Street Address	49 PROSPECT ST
City	LOCKPORT
State	NY
Zip	14094-4244
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	CORNER WINDSOR ST
Legal Subdivision	HOLLAND PURCHASE
Legal Block	2
Legal Lot Number	39.000
Jurisdiction	NIAGARA NY
Township / Civil Division	LOCKPORT
Census Block Group	3
Census Block	3030
Census Tract	23600

Owner

Source: Niagara County and Lockport City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	49 PROSPECT ST, LOCKPORT, NY 14094-4244
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2023	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Aug 9, 2018	Warranty Deed, Transfer · Conventional Mortgage HUNT MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 22, 2023 · Amount on Record
Deed Sale	Feb 22, 2023 · Amount on Record
Prior Sale	Aug 9, 2018 · Amount on Record
Deed Document Number	20232679
Prior Transfer Date	Nov 17, 2004
Prior Transfer Doc	3298000817
Record Updated	Oct 29, 2026

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NIAGARA NY
Recording Date	Feb 22, 2023
Property Address	49 PROSPECT ST, LOCKPORT, NY 14094-4244
Document Number	0000002679
Map Reference	MB 28 PG 2794
Instrument Date	Feb 8, 2023
Instrument	2023-02679
Transaction Type	Transfer
Record Updated	Mar 7, 2023
Title Company	STEWART TITLE, STEWART TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$478.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6929 CHRISLER RD, SAVONA, NY 14879-9514

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	52 18TH ST # 2, 2, BUFFALO, NY 14213-2324
Investor	Possibly a Property Investor

Mortgage

Document Number	0000002680
Date	Feb 22, 2023
Instrument	2023-02680

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2053

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NIAGARA NY
Recording Date	Aug 9, 2018
Property Address	49 PROSPECT ST, LOCKPORT, NY 14094-4244
Document Number	0000013613
Instrument Date	Aug 8, 2018
Instrument	13613
Transaction Type	Transfer
Record Updated	Aug 28, 2018
Title Company	TITLE RESOURCES GUARANTY COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$306.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	935 RIVER RD LINDLEY NY 148589754, LINDLEY, NY 14858-9754

Mortgage

Document Number	13614
Date	Aug 9, 2018
Instrument	13614

Lender

Name	HUNT MTG
Type	Mortgage Company
Address	LANCASTER, NY 14086

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Aug 8, 2038

Tax Assessment & Valuation

Source: Niagara County and Lockport City assessment roll, as of April 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Niagara County
Municipality	Lockport City
Unified School District	Lockport City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,373.00 (+2.55%)
2025	$3,289.00	$127,000 (+6.72%) Land $5,000 Building $122,000	$127,000 (+6.72%) Land $5,000 Building $122,000
2023		$119,000 Land $5,000 Building $114,000	$119,000 Land $5,000 Building $114,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOCKPORT CITY WTP serves 21,165 people · EPA ID NY3100564
Water Source	Surface water
Last State Inspection	May 2024
Lead	10 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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