Strafford County and Dover City property record for 49 Prospect St, Dover, NH 03820
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 2.5 ba · 2,947 sqft · built 1890 |
| Lot Size | 2.14 acres (93,218 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $370,000 (Feb 2020) |
| Tax Bill | $13,900 (2025) |
| Deeds & Mortgages | Feb 2021 Refinance Oct 2023 Line of Credit + 3 more |
| Flood Zone | Zone AE (high risk) |
| APN | DOVR M:10002 B:C L |
| Primary APN | DOVR M:10002 B:C L |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 2,947 sqft Living Area |
| 1st Floor Area | 894 sqft |
| Attic | Attic |
| Attic Area | 894 sqft |
| Basement Area | 966 sqft |
| Unfinished Basement | 966 sqft |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 93,218 sqft (2.14 acres) |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Steam |
| Heating Fuel | Gas |
| Street Address | 49 PROSPECT ST |
|---|---|
| City | DOVER |
| State | NH |
| Zip | 03820-3304 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | R-12 |
| Legal Block | C |
| Jurisdiction | DOVER CITY NH |
| Township / Civil Division | DOVER |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 81600 |
Source: Strafford County and Dover City records, as of April 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 49 PROSPECT ST, DOVER, NH 03820-3304 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Feb 2, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance NORCOM MORTGAGE |
| Oct 27, 2023 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Feb 14, 2020 | Deed of Trust, Mortgage · FHA Mortgage NORCOM MTG |
| Feb 18, 2020 | Warranty Deed, Transfer · FHA Mortgage NORCOM MTG |
| Jan 4, 2019 | Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 18, 2020 · Amount on Record |
| Deed Sale | Feb 18, 2020 · Amount on Record |
| Deed Document Number | 20202450 |
| Deed Book / Page | 4734 / 807 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DOVER CITY NH |
| Property Address | 49 PROSPECT ST, DOVER, NH 03820-3304 |
| Transaction Type | Mortgage |
| Record Updated | Feb 27, 2024 |
| Name | Verified Name |
|---|
| Document Number | 004865-181 |
|---|---|
| Date | Feb 2, 2021 |
| Book Page | 4865/181 |
| Instrument | 210002249 |
| Name | NORCOM MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DOVER CITY NH |
| Property Address | 49 PROSPECT ST, DOVER, NH 03820-3304 |
| Transaction Type | Mortgage |
| Record Updated | Feb 27, 2024 |
| Name | Verified Name |
|---|
| Document Number | 005145-580 |
|---|---|
| Date | Oct 27, 2023 |
| Book Page | 5145/580 |
| Instrument | 230012750 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Nov 1, 2048 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DOVER CITY NH |
| Property Address | 49 PROSPECT ST, DOVER, NH 03820-3304 |
| Document Number | 0047340809 |
| Instrument Date | Feb 14, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 2, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 49 PROSPECT ST DOVER NH 038203304, DOVER, NH 03820-3304 |
| Document Number | 0047340809 |
|---|---|
| Date | Feb 18, 2020 |
| Book Page | 004734/000809 |
| Instrument | 2451 |
| Name | NORCOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | AVON, CT 06001 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 17, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DOVER CITY NH |
| Recording Date | Feb 18, 2020 |
| Property Address | 49 PROSPECT ST, DOVER, NH 03820-3304 |
| Document Number | 0047340807 |
| Book / Page | 004734 / 000807 |
| Instrument Date | Feb 11, 2020 |
| Instrument | 2450 |
| Transaction Type | Transfer |
| Record Updated | Mar 10, 2020 |
| Title Company | OTHER |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,550.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 30 SCHOOL ST TILTON NH 032765750, TILTON, NH 03276-5750 |
| Document Number | 47340809 |
|---|---|
| Date | Feb 18, 2020 |
| Book Page | 004734/000809 |
| Instrument | 2451 |
| Name | NORCOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | AVON, CT 06001 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 17, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DOVER CITY NH |
| Property Address | 49 PROSPECT ST, DOVER, NH 03820-3304 |
| Document Number | 0046310520 |
| Instrument Date | Jan 4, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2019 |
| Title Company | ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 49 PROSPECT ST DOVER NH 038203304, DOVER, NH 03820-3304 |
| Document Number | 0046310520 |
|---|---|
| Date | Jan 28, 2019 |
| Book Page | 004631/000520 |
| Instrument | 994 |
| Name | CITIZENS BK NA |
|---|---|
| Address | PROVIDENCE, RI 02903 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Strafford County and Dover City assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | New Hampshire |
| County | Strafford County |
| Municipality | Dover City |
| Unified School District | Dover School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $13,900.00 (+8.31%) | $706,300 (-) Land $197,100 Building $509,200 |
| 2024 | $12,833.00 (+17.97%) | $706,300 (+21.42%) Land $197,100 Building $509,200 |
| 2023 | $10,878.00 (-3.96%) | $581,700 (+1.89%) Land $177,400 Building $404,300 |
| 2022 | $11,327.00 | $570,900 Land $187,300 Building $383,600 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective April 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 6 (1984–2007) |
| Claims Outside the SFHA | 1 of 6 |
| Most Recent Claim | Apr 2007 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 52% of New Hampshire |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DOVER WATER DEPT serves 29,000 people · EPA ID NH0651010 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Breezeline Fiber · Cable in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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