Derby City property record for 49 Prospect St, Derby, CT 06418
| Property Type | Duplex |
|---|---|
| Details | 5 bd · 2 ba · 1,840 sqft · built 1862 |
| Lot Size | 0.12 acres (5,227 sqft) |
| Owner | Company Name on Record |
| Last Sale | $175,000 (Feb 2025) |
| Tax Bill | $7,887 (2026) |
| Deeds & Mortgages | Feb 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | DERB M:7 B:6 L:95 |
| Primary APN | DERB M:7 B:6 L:95 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 1,840 sqft Living Area |
| 1st Floor Area | 1,840 sqft |
| Basement Area | 689 sqft |
| Unfinished Basement | 689 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1862 |
|---|---|
| Effective Year Built | Effective 1862 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 5,227 sqft (0.12 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Steam |
| Heating Fuel | Gas |
| Sewer | Septic |
| Account Number | 3483 |
|---|---|
| Street Address | 49 PROSPECT ST |
| City | DERBY |
| State | CT |
| Zip | 06418-2074 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | R-5 |
| Legal Block | 6 |
| Legal Lot Number | 95 |
| Jurisdiction | DERBY CT |
| Township / Civil Division | DERBY |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 120100 |
Source: Derby City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 49 PROSPECT ST, DERBY, CT 06418-2074 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 19, 2025 · Amount on Record |
| Deed Sale | Feb 19, 2025 · Amount on Record |
| Prior Sale | Aug 31, 2011 · Amount on Record |
| Deed Document Number | 2025237 |
| Deed Book / Page | 943 / 13 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DERBY CT |
| Recording Date | Feb 19, 2025 |
| Property Address | 49 PROSPECT ST, DERBY, CT 06418-2074 |
| Document Number | 0000943-13 |
| Book / Page | 943 / 13 |
| Instrument Date | Feb 11, 2025 |
| Instrument | 237 |
| Transaction Type | Transfer |
| Record Updated | Mar 6, 2025 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000000238 |
|---|---|
| Date | Feb 19, 2025 |
| Instrument | 238 |
| Name | MARK MATTO |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Derby City assessment roll, as of September 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision / Municipality | Derby City |
| Unified School District | Derby School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,887.00 (+70.9%) | $205,170 (+92.07%) Land $22,960 Building $182,210 | $354,257 (+373.77%) |
| 2025 | $4,615.00 | $106,820 (-) Land $19,620 Building $87,200 | $74,774 Land $13,734 Building $61,040 |
| 2024 | $4,615.00 (+11.93%) | ||
| 2023 | $4,123.00 | $106,820 (-) Land $19,670 Building $87,150 | |
| 2022 | $4,123.00 | $106,820 Land $19,670 Building $87,150 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 25, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.2% of Connecticut |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | REGIONAL WATER AUTHORITY serves 418,900 people · EPA ID CT0930011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| GoNetspeed Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
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