East Lyme Town property record for 49 Prospect Ave, Niantic, CT 06357 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1900 |
| Square Footage | 1,820 sqft Living Area |
| Lot Size | 18,534 sqft (0.425 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $495,500 (2020) |
| Tax Bill | $8,992.00 (2025) |
| Primary APN | ELYM M:008.2 B:00034 L:00000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Building Area | 1,820 sqft Living Area |
| Gross Area | 4,101 sqft Gross Area |
| 1st Floor | 832 sqft 1st Floor |
| Basement Area | 1,296 sqft Basement |
| Unfinished Basement | 1,296 sqft Unfinished |
| Stories | 2 Stories |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Conventional Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Roof Construction | Gambrel Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 18,534 sqft (0.425 acres) |
| Heating System | Hot Water Heating |
|---|---|
| Heating Fuel | Oil Heating Fuel |
| Account Number | 1479 |
|---|---|
| Street Address | 49 PROSPECT AVE |
| City | NIANTIC |
| State | CT |
| Zip | 06357-3023 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Block | 34 |
| Jurisdiction | EAST LYME CT |
| Minor Civil Division | EAST LYME |
| Census Blockgroup | 4 |
| Census Block | 4022 |
| Census Tract | 870704 |
Source: East Lyme Town records · APN ELYM M:008.2 B:00034 L:00000
Assessment roll updated June 25, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 49 PROSPECT AVE, NIANTIC, CT 06357-3023 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 12, 2025 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Sep 15, 2020 | Warranty Deed, Transfer · Stand Alone First Mortgage WILLIAM RAVEIS MORTGAGE CO |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 15, 2020 · Amount on Record |
| Deed Sale | Sep 15, 2020 · Amount on Record |
| Prior Sale | Jun 02, 2010 · Amount on Record |
| Deed Book / Page | 1038 / 106 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EAST LYME CT |
| Property Address | 49 PROSPECT AVE, NIANTIC, CT 06357-3023 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 001121-949 |
|---|---|
| Date | May 12, 2025 |
| Book Page | 1121/949 |
| Instrument | 1016 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Jun 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EAST LYME CT |
| Recording Date | Sep 15, 2020 |
| Property Address | 49 PROSPECT AVE, NIANTIC, CT 06357-3023 |
| Document Number | 1038-106 |
| Book / Page | 1038 / 106 |
| Instrument Date | Sep 08, 2020 |
| Transaction Type | Transfer |
| Record Updated | May 21, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Document Number | 1038109 |
|---|---|
| Date | Sep 15, 2020 |
| Instrument | 1038/109 |
| Name | WILLIAM RAVEIS MORTGAGE CO |
|---|
| Type | Stand Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: East Lyme Town records · Assessment roll updated June 25, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | East Lyme Town |
| Unified School District | East Lyme School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,992.00 | $321,020 (-) Land $111,790 Building $209,230 | $224,714 Land $78,253 Building $146,461 |
| 2024 | $8,992.00 (+12.58%) | ||
| 2023 | $7,987.00 (+4.36%) | $321,020 (-) Land $111,790 Building $209,230 | |
| 2022 | $7,653.00 | $321,020 Land $111,790 Building $209,230 |
Source: FEMA National Flood Hazard Layer, County delivery 09011C updated September 20, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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