49 Potter Hill Rd, Westerly, RI 02891 Property Records

Westerly Town property record for 49 Potter Hill Rd, Westerly, RI 02891

Property Summary

Property Type	Duplex
Details	2 bd · 2 ba · 1,298 sqft · built 1940
Lot Size	0.469 acres (20,436 sqft)
Owner	2 Individual Names on File
Last Sale	$246,195 (May 2025)
Tax Bill	$2,401 (2025)
Deeds & Mortgages	May 2025 Sale Jun 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`WEST M:19 B:45`

Property Details

APN / Parcel Number

Primary APN	`WEST M:19 B:45`
Alternative APNs	`M:019 B:45 L` `3029710`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Units	2 Units
Stories	2 Stories
Building Area	1,298 sqft Living Area
Gross Area	2,313 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	20,436 sqft (0.469 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	3029710
Street Address	49 POTTER HILL RD
City	WESTERLY
State	RI
Zip	02891-1109
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Block	45
Jurisdiction	WESTERLY RI
Township / Civil Division	WESTERLY
Census Block Group	3
Census Block	3003
Census Tract	50901

Owner

49 Potter Hill Rd, a duplex, is owned by two individuals who bought it in May 2025.

Source: Westerly Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	3 BERRY DR, WESTERLY, RI 02891-1142
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
May 16, 2025	Warranty Deed, Transfer
Jun 1, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage WAVE FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 16, 2025 · Amount on File
Deed Sale	May 16, 2025 · Amount on File
Prior Sale	Jun 1, 2023 · Amount on File
Deed Book / Page	2025 / 5918
Record Updated	Oct 29, 2026

May 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WESTERLY RI
Recording Date	May 16, 2025
Property Address	49 POTTER HILL RD, WESTERLY, RI 02891-1109
Document Number	02025-5918
Book / Page	2025 / 5918
Instrument Date	May 8, 2025
Instrument	2025-1486
Transaction Type	Transfer
Record Updated	Nov 19, 2025

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3 BERRY DR, WESTERLY, RI 02891-1142

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WESTERLY RI
Recording Date	Jun 1, 2023
Property Address	49 POTTER HILL RD, WESTERLY, RI 02891-1109
Document Number	02023-6917
Book / Page	2023 / 6917
Instrument Date	May 31, 2023
Instrument	2023-1731
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	49 POTTER HILL RD, WESTERLY, RI 02891-1109

Mortgage

Document Number	0020231732
Date	Jun 1, 2023
Instrument	2023-1732

Lender

Name	WAVE FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Mortgage

Document Number	02023-6941
Date	Jun 1, 2023
Book Page	2023/6941
Instrument	2023-1733

Lender

Name	WAVE FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	241 Months
Due	Jul 1, 2043

Tax Assessment & Valuation

The 2025 property tax bill for 49 Potter Hill Rd was $2,401.

Source: Westerly Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Westerly Town
Unified School District	Westerly School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,401.00	$337,700 Land $168,300 Building $169,400	$413,290
2023	$2,350.00 (+0.6%)	$244,300 (-) Land $120,300 Building $124,000
2022	$2,336.00	$244,300 Land $120,300 Building $124,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 49 Potter Hill Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2010)
Most Recent Claim	Apr 2010 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 49 Potter Hill Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 62% of Rhode Island
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTERLY WATER DEPARTMENT serves 35,298 people · EPA ID RI1559512
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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