Worcester County and Spencer Town property record for 49 Pleasant St, Spencer, MA 01562
| Property Type | Duplex |
|---|---|
| Details | 6 bd · 2 ba · 2,808 sqft · built 1880 |
| Lot Size | 0.329 acres (14,320 sqft) |
| Owner | Individual Name on File |
| Last Sale | $249,000 (Jan 2020) |
| Tax Bill | $4,321 (2026) |
| Deeds & Mortgages | Nov 2025 Line of Credit Apr 2021 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | SPEN M:00U13 B:00087 L:00000 |
| Primary APN | SPEN M:00U13 B:00087 L:00000 |
|---|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 10 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 2,808 sqft Living Area |
| Gross Area | 4,964 sqft |
| Basement Area | 720 sqft |
| Unfinished Basement | 720 sqft |
| Year Built | Built 1880 |
|---|---|
| Effective Year Built | Effective 1880 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 14,320 sqft (0.329 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 49 PLEASANT ST |
|---|---|
| City | SPENCER |
| State | MA |
| Zip | 01562-1630 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | VR |
| Legal Subdivision | GLORIA BUTLER |
| Legal Block | 87 |
| Jurisdiction | SPENCER MA |
| Township / Civil Division | SPENCER |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 726200 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Spencer Town Center Historic District (Boundary Increase) listed 2003 · 131 contributing resources · NRIS 03000685 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
49 Pleasant St, a duplex, is owned and occupied by an individual who bought it in January 2020.
Source: Worcester County and Spencer Town records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 49 PLEASANT ST, SPENCER, MA 01562-1630 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 10, 2025 | Deed of Trust, Mortgage · Line of Credit ROLLSTONE BANK & TRUST |
| Apr 27, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance INLAND BANK & TRUST |
| Jan 14, 2020 | Quit Claim Deed, Transfer · FHA Mortgage INLAND BANK & TRUST |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 14, 2020 · Amount on File |
| Deed Sale | Jan 14, 2020 · Amount on File |
| Prior Sale | Sep 14, 2012 · Amount on File |
| Deed Document Number | 20203779 |
| Deed Book / Page | 61738 / 221 |
| Prior Transfer Date | Jan 8, 2020 |
| Prior Transfer Doc | 0000003779 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPENCER MA |
| Property Address | 49 PLEASANT ST, SPENCER, MA 01562-1630 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0072803-26 |
|---|---|
| Date | Nov 10, 2025 |
| Book Page | 72803/26 |
| Instrument | 97790 |
| Name | ROLLSTONE BANK & TRUST |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2055 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPENCER MA |
| Property Address | 49 PLEASANT ST, SPENCER, MA 01562-1630 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 065029-273 |
|---|---|
| Date | Apr 27, 2021 |
| Book Page | 65029/273 |
| Instrument | 57763 |
| Name | INLAND BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SPENCER MA |
| Recording Date | Jan 14, 2020 |
| Property Address | 49 PLEASANT ST, SPENCER, MA 01562-1630 |
| Document Number | 61738-221 |
| Book / Page | 61738 / 221 |
| Instrument Date | Jan 8, 2020 |
| Instrument | 3779 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 49 PLEASANT ST, SPENCER, MA 01562-1630 |
| Document Number | 3780 |
|---|---|
| Date | Jan 14, 2020 |
| Instrument | 3780 |
| Name | INLAND BANK & TRUST |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 49 Pleasant St was $4,321, up 4.6% from the year before.
Source: Worcester County and Spencer Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| County Subdivision | Spencer Town |
| Unified School District | Spencer-East Brookfield School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,321.00 (+4.62%) | $393,500 (+11.85%) Land $49,300 Building $344,200 | $409,726 |
| 2025 | $4,130.00 (+11.41%) | $351,800 (+8.58%) Land $38,600 Building $313,200 | |
| 2024 | $3,707.00 (+5.16%) | $324,000 (+10.85%) Land $38,600 Building $285,400 | |
| 2023 | $3,525.00 | $292,300 Land $38,600 Building $253,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 49 Pleasant St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 49 Pleasant St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPENCER WATER DEPARTMENT serves 7,037 people · EPA ID MA2280000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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