49 Plank Rd, Troy, NY 12182 Property Records

Rensselaer County and Brunswick Town property record for 49 Plank Rd, Troy, NY 12182

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,346 sqft · built 2012
Lot Size0.81 acres (35,284 sqft)
OwnerIndividual Name on Record
Tax Bill$9,387 (2026)
Deeds & MortgagesApr 2022 Line of Credit
Jan 2022 Refinance
+ 2 more
APN382200 80.-1-1.11

Property Details

APN / Parcel Number

Primary APN382200 80.-1-1.11

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area2,346 sqft Living Area
1st Floor Area2,346 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2012
Effective Year BuiltEffective 2012
Architectural StyleRanch
Lot Area35,284 sqft (0.81 acres)
Lot Width120 ft Width
Garage TypeAttached
Garage Area692 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area186 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Street Address49 PLANK RD
CityTROY
StateNY
Zip12182-4113
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description1998-69 LOT 1
Legal Block1
Legal Lot Number1.011
JurisdictionRENSSELAER NY
Township / Civil DivisionBRUNSWICK
Census Block Group1
Census Block1001
Census Tract52003

Owner

Source: Rensselaer County and Brunswick Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address49 PLANK RD, TROY, NY 12182-4113
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 7, 2022Deed of Trust, Mortgage · Line of Credit
TRUSTCO BANK
Jan 31, 2022Deed of Trust, Mortgage · Stand-Alone Refinance
TRUSTCO BANK
Apr 26, 2019Loan Modification, Mortgage · Conventional with PMI
TRUSTCO BK
Apr 26, 2019Deed of Trust, Mortgage · Conventional Mortgage
TRUSTCO BK

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateApr 4, 2011
Transfer Doc0058890089
Record UpdatedOct 29, 2026

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRENSSELAER NY
Property Address49 PLANK RD, TROY, NY 12182-4113
Transaction TypeMortgage
Record UpdatedMay 3, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0100120025
DateApr 7, 2022
Book Page10012/25
Instrument2022-608847
Lender
NameTRUSTCO BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term241 Months
DueMay 1, 2042
Interest
Rate TypeAdjustable Rate

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRENSSELAER NY
Property Address49 PLANK RD, TROY, NY 12182-4113
Transaction TypeMortgage
Record UpdatedFeb 22, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0099200100
DateJan 31, 2022
Book Page9920/100
Instrument2022-604766
Lender
NameTRUSTCO BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded

April 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionRENSSELAER NY
Property Address49 PLANK RD, TROY, NY 12182-4113
Document Number0000551109
Instrument DateApr 26, 2019
Transaction TypeMortgage
Record UpdatedMay 30, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address49 PLANK RD TROY NY 121824113, TROY, NY 12182-4113

Mortgage

Document Number0000551109
DateMay 15, 2019
Book Page008829/000019
Instrument551109
Lender
NameTRUSTCO BK
TypeBank
AddressGLENVILLE, NY 12302
Agreement
TypeConventional with PMI
AmountAmount Recorded

April 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRENSSELAER NY
Property Address49 PLANK RD, TROY, NY 12182-4113
Document Number0000551108
Instrument DateApr 26, 2019
Transaction TypeMortgage
Record UpdatedMay 24, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address49 PLANK RD TROY NY 121824113, TROY, NY 12182-4113

Mortgage

Document Number0000551108
DateMay 15, 2019
Book Page008829/000013
Instrument551108
Lender
NameTRUSTCO BK
TypeBank
AddressGLENVILLE, NY 12302
Agreement
TypeConventional Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Rensselaer County and Brunswick Town assessment roll, as of May 15, 2026

Property Jurisdictions

TypeName
StateNew York
CountyRensselaer County
County SubdivisionBrunswick Town
Unified School DistrictLansingburgh Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$9,387.00 (+2.33%) Homeowner's exemption
2025$9,173.00$77,200 (-) Land $5,600 Building $71,600$479,503 (+19.57%) Land $34,783 Building $444,720
2023$77,200 Land $5,600 Building $71,600$401,039 Land $29,091 Building $371,948

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 12, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot included in the FIRM
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTROY CITY PWS
serves 51,401 people · EPA ID NY4100050
Water SourceSurface water
Last State InspectionDec 2025
Lead110 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jan 2018
Treatment and ProcedureLead public education
Oct 2021
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Hudson Valley Wireless
Fixed Wireless
200 / 20
T-Mobile
Fixed Wireless
100 / 20

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