49 Pine Trl, Carmel, NY 10512 Property Records

Putnam County and Kent Town property record for 49 Pine Trl, Carmel, NY 10512

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,196 sqft · built 1946
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on File
Last Sale	$355,000 (Oct 2023)
Tax Bill	$8,592 (2024)
Deeds & Mortgages	Oct 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`372200 44.6-2-6`

Property Details

APN / Parcel Number

Primary APN	`372200 44.6-2-6`
Alternative APNs	`220004400600020060000000` `102975`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,196 sqft Living Area
Gross Area	1,226 sqft
1st Floor Area	1,196 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1946
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	93 ft deep x 111 ft wide
View / Lot	Waterfront
Porch	Enclosed Porch

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Connected

Location & Zoning

Account Number	102975
Street Address	49 PINE TRL
City	CARMEL
State	NY
Zip	10512-5742
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Block	2
Legal Lot Number	6.000
Jurisdiction	PUTNAM NY
Township / Civil Division	KENT
Census Block Group	3
Census Block	3026
Census Tract	10400

Owner

49 Pine Trl is owned by two individuals who bought it in October 2023.

Source: Putnam County and Kent Town records, as of April 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	70 MAPLE ROW, CROMPOND, NY 10517
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 31, 2023 · Amount on File
Deed Sale	Oct 31, 2023 · Amount on File
Deed Document Number	20236257
Deed Book / Page	2337 / 93
Record Updated	Oct 29, 2026

October 2023: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	PUTNAM NY
Recording Date	Oct 31, 2023
Property Address	49 PINE TRL, CARMEL, NY 10512-5742
Document Number	0023370093
Book / Page	2337 / 93
Map Reference	MAP 108-A
Instrument Date	Oct 17, 2023
Instrument	2023124904
Transaction Type	Transfer
Record Updated	Nov 20, 2023
Title Company	GREENACRE ABSTRACT, GREENACRE ABSTRACT LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,420.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	49 PINE TRL, CARMEL, NY 10512-5742

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	70 MAPLE ROW, CROMPOND, NY 10517

Mortgage

Document Number	0000782558
Date	Oct 31, 2023
Instrument	7825/58

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2053

Tax Assessment & Valuation

Source: Putnam County and Kent Town assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	New York
County	Putnam County
County Subdivision	Kent Town
Unified School District	Carmel Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$360,000 Land $40,000 Building $320,000	$360,000 Land $40,000 Building $320,000
2024	$8,592.00
2023		$203,000 (-) Land $21,400 Building $181,600	$295,058 (+21.66%) Land $31,105 Building $263,953
2022		$203,000 Land $21,400 Building $181,600	$242,533 Land $25,568 Building $216,965

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 49 Pine Trl in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (2011–2015)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Mar 2015 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 49 Pine Trl is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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