49 Pine St, #1, Swampscott, MA 01907 Property Records

Essex County and Swampscott Town property record for 49 Pine St, #1, Swampscott, MA 01907

Property Summary

Property TypeCondominium
Details2 bd · 1 ba · 830 sqft · built 1920
Lot Size0.059 acres (2,585 sqft)
OwnerIndividual Name on File
Last Sale$320,000 (Nov 2021)
Tax Bill$4,381 (2026)
Deeds & MortgagesJun 2021 Refinance
Nov 2021 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APNSWAM M:0003 B:064A L:1

Property Details

APN / Parcel Number

Primary APNSWAM M:0003 B:064A L:1

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories2 Stories
Building Area830 sqft Living Area

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 2010
Architectural StyleCondo/Apartment
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area2,585 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Street Address49 PINE ST, 1
CitySWAMPSCOTT
StateMA
Zip01907-1829
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeA3
Legal Block64A
Legal Lot Number1
JurisdictionSWAMPSCOTT MA
Township / Civil DivisionSWAMPSCOTT
Census Block Group2
Census Block2008
Census Tract202104

Owner

49 Pine St, #1 is owned and occupied by an individual who bought it in November 2021.

Source: Essex County and Swampscott Town records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address49 PINE ST, 1, SWAMPSCOTT, MA 01907-1829
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 18, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
DRAPER AND KRAMER MORTGAGE CORP.
Nov 30, 2021Quit Claim Deed, Transfer · Stand-Alone First Mortgage
LEADER BANK NA
Jul 30, 2019Deed of Trust, Mortgage · Stand-Alone Refinance
TOTAL MORTGAGE SERVICES LLC
Mar 5, 2018Quit Claim Deed, Transfer · Conventional with PMI
FINANCE AMERICA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 30, 2021 · Amount on File
Deed SaleNov 30, 2021 · Amount on File
Prior SaleMar 5, 2018 · Amount on File
Deed Book / Page40530 / 332
Record UpdatedOct 29, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSWAMPSCOTT MA
Property Address49 PINE ST # 1, 1, SWAMPSCOTT, MA 01907-1829
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number039993-405
DateJun 18, 2021
Book Page39993/405
Instrument20210618001860
Lender
NameDRAPER AND KRAMER MORTGAGE CORP.
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term181 Months
DueJul 1, 2036

November 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSWAMPSCOTT MA
Recording DateNov 30, 2021
Property Address49 PINE ST # 1, 1, SWAMPSCOTT, MA 01907-1829
Document Number040530-332
Book / Page40530 / 332
Instrument DateNov 30, 2021
Transaction TypeTransfer
Record UpdatedJan 21, 2026

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address49 PINE ST # 1, 1, SWAMPSCOTT, MA 01907-1829

Mortgage

Document Number0040530336
DateNov 30, 2021
Instrument40530/336
Lender
NameLEADER BANK NA
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSWAMPSCOTT MA
Property Address49 PINE ST # 1, 1, SWAMPSCOTT, MA 01907-1829
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number37709-588
DateJul 30, 2019
Book Page37709/588
Instrument20190730005320
Lender
NameTOTAL MORTGAGE SERVICES LLC
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueAug 1, 2049

March 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSWAMPSCOTT MA
Recording DateMar 5, 2018
Property Address49 PINE ST # 1, 1, SWAMPSCOTT, MA 01907-1829
Document Number36567-465
Book / Page036567 / 000465
Instrument DateJan 30, 2018
Instrument1803052990
Transaction TypeTransfer
Record UpdatedMar 27, 2018

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,062.48
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address49 PINE ST #1 SWAMPSCOTT MA 019071829, 1, SWAMPSCOTT, MA 01907-1829

Mortgage

Document Number36567-468
DateMar 5, 2018
Book Page036567/000468
Instrument1803053000
Lender
NameFINANCE AMERICA
TypeFunding / Finance Company
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueMar 4, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 49 Pine St, #1 was $4,381, up 8% from the year before.

Source: Essex County and Swampscott Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
County SubdivisionSwampscott Town
Unified School DistrictSwampscott School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,381.00 (+7.96%)$365,100 (+3.19%) Building $365,100$400,172 (+4.45%)
2025$4,058.00$353,800 Building $353,800$383,135
2023$3,491.00$297,400 Building $297,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 49 Pine St, #1 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 17 policies
Nearby Flood Policies17 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 49 Pine St, #1 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSWAMPSCOTT WATER DEPT. (MWRA)
serves 15,300 people · EPA ID MA3291000
Water SourcePurchased surface water from MWRA
Last State InspectionMar 2026
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,019 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 2,000
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Starry.

Nearby Properties on Pine St

Nearby Streets

Search Property Records by Address or Parcel Number