Windsor Town property record for 49 Penncross Dr, Windsor, CT 06095
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,300 sqft · built 1985 |
| Lot Size | 0.46 acres (20,038 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $310,000 (Aug 2021) |
| Tax Bill | $6,439 (2024) |
| Deeds & Mortgages | Aug 2021 Sale & Mortgage Jun 2019 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 6877.00 |
| Primary APN | 6877.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,300 sqft Living Area |
| Gross Area | 2,652 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Raised Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 20,038 sqft (0.46 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Account Number | 6877.00 |
|---|---|
| Street Address | 49 PENNCROSS DR |
| City | WINDSOR |
| State | CT |
| Zip | 06095-3262 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 31 |
| Legal Lot Number | 469 |
| Jurisdiction | WINDSOR CT |
| Township / Civil Division | WINDSOR |
| Census Block Group | 4 |
| Census Block | 4005 |
| Census Tract | 473100 |
Source: Windsor Town records, as of June 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 49 PENNCROSS DR, WINDSOR, CT 06095-3262 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 30, 2021 | Warranty Deed, Transfer · FHA Mortgage LIBERTY BANK |
| Jun 5, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance AMERICAN FINANCIAL SERVICES NETWORK |
| Jun 24, 2019 | Deed of Trust, Mortgage · Balloon Mortgage CITIZENS BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 30, 2021 · Amount on Record |
| Deed Sale | Aug 30, 2021 · Amount on Record |
| Prior Sale | May 21, 2014 · Amount on Record |
| Deed Document Number | 20214122 |
| Deed Book / Page | 1918 / 202 |
| Transfer Doc | 001790-470 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WINDSOR CT |
| Recording Date | Aug 30, 2021 |
| Property Address | 49 PENNCROSS DR, WINDSOR, CT 06095-3262 |
| Document Number | 001918-202 |
| Book / Page | 1918 / 202 |
| Instrument Date | Aug 27, 2021 |
| Instrument | 2021-04122 |
| Transaction Type | Transfer |
| Record Updated | Jul 31, 2023 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0202104123 |
|---|---|
| Date | Aug 30, 2021 |
| Instrument | 2021-04123 |
| Name | LIBERTY BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Number | 001918-225 |
|---|---|
| Date | Aug 30, 2021 |
| Book Page | 1918/225 |
| Instrument | 2021-04125 |
| Name | CONNECTICUT HOUSING FINANCE AUTHORITY |
|---|---|
| Type | Government Agency |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINDSOR CT |
| Property Address | 49 PENNCROSS DR, WINDSOR, CT 06095-3262 |
| Transaction Type | Mortgage |
| Record Updated | Jun 23, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1874-948 |
|---|---|
| Date | Jun 5, 2019 |
| Book Page | 1874/948 |
| Instrument | 2019-01806 |
| Name | AMERICAN FINANCIAL SERVICES NETWORK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINDSOR CT |
| Property Address | 49 PENNCROSS DR, WINDSOR, CT 06095-3262 |
| Transaction Type | Mortgage |
| Record Updated | Jun 23, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1875-601 |
|---|---|
| Date | Jun 24, 2019 |
| Book Page | 1875/601 |
| Instrument | 2019-02046 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Jul 1, 2044 |
Source: Windsor Town assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | Windsor Town |
| Unified School District | Windsor School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $226,310 (-) Land $61,880 Building $164,430 | $158,417 Land $43,316 Building $115,101 | |
| 2024 | $6,439.00 (-6.16%) | $226,310 (+51.78%) Land $61,880 Building $164,430 | |
| 2023 | $6,862.00 (+38.32%) | $149,100 (-) Land $49,000 Building $100,100 | |
| 2022 | $4,961.00 | $149,100 Land $49,000 Building $100,100 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 29, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 94% of Connecticut |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | METROPOLITAN DISTRICT COMMISSION serves 390,887 people · EPA ID CT0640011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| GoNetspeed Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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