Carter County property record for 49 Peffer Dr, Grayson, KY 41143
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,144 sqft · built 1984 |
| Lot Size | 0.38 acres (16,553 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $229 (2025) |
| Deeds & Mortgages | Jan 2008 Mortgage Jan 2005 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 112-10-00-017.00 |
| Primary APN | 112-10-00-017.00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,144 sqft Living Area |
| Family Room | Family Room |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Exterior Material | Brick |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 16,553 sqft (0.38 acres) |
| Terrain | Rolling |
| View / Lot | Waterfront - Canal |
| Driveway | Driveway |
| Porch | Slab |
|---|---|
| Porch Area | 816 sqft |
| Deck Area | 392 sqft |
| Patio Area | 392 sqft |
| Cooling System | None |
|---|---|
| Heating System | Radiant |
| Account Number | 15404 |
|---|---|
| Street Address | 49 PEFFER DR |
| City | GRAYSON |
| State | KY |
| Zip | 41143-9750 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HOUSE & 0.38 ACRE |
| Jurisdiction | CARTER KY |
| Township / Civil Division | GRAYSON |
| Census Block Group | 1 |
| Census Block | 1043 |
| Census Tract | 960601 |
Source: Carter County records, as of April 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 49 PEFFER DR, GRAYSON, KY 41143-9750 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 10, 2008 | Deed of Trust, Mortgage · Conventional Mortgage COUNTRYWIDE BANK FSB |
| Jan 4, 2005 | Deed, Transfer · Conventional Mortgage DECISION ONE MORTGAGE CO LLC |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARTER KY |
| Property Address | 49 PEFFER DR, GRAYSON, KY 41143-9750 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Title Company | NEW MILLENNIUM TITLE COMPANY, NEW MILLENNIUM TITLE CORP |
| Name | Verified Name |
|---|
| Document Number | 0OR209/127 |
|---|---|
| Date | Jan 10, 2008 |
| Book Page | OR209/127 |
| Instrument | 303579 |
| Name | COUNTRYWIDE BANK FSB |
|---|---|
| Type | Bank |
| Address | ALEXANDRIA, VA 22314 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2038 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CARTER KY |
| Recording Date | Jan 4, 2005 |
| Property Address | 49 PEFFER DR, GRAYSON, KY 41143-9750 |
| Document Number | 0OR140/079 |
| Book / Page | OR140 / 079 |
| Map Reference | DD26 PG178 |
| Instrument Date | Dec 23, 2004 |
| Instrument | 011129 |
| Transaction Type | Transfer |
| Record Updated | Apr 2, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 49 PEFFER DR, GRAYSON, KY 41143-9750 |
| Document Number | 0000011130 |
|---|---|
| Date | Jan 4, 2005 |
| Instrument | 011130 |
| Name | DECISION ONE MORTGAGE CO LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Dec 22, 2034 |
Source: Carter County assessment roll, as of April 2, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Carter County |
| Unified School District | Carter County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $229.00 (-10.2%) | $76,020 (-) | $76,020 (-) |
| 2023 | $255.00 Homeowner's exemption | $76,020 | $76,020 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 17 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 17 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 68% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GRAYSON UTILITY COMMISSION serves 10,950 people · EPA ID KY0220164 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Foothills Communications Fiber | 1,000 / 1,000 |
| Optimum Cable | 500 / 20 |
| Verizon Fixed Wireless | 300 / 20 |
| Windstream DSL | 300 / 20 |
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