49 Passage Dr, Murray, KY 42071 Property Records

Calloway County property record for 49 Passage Dr, Murray, KY 42071

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,419 sqft
Lot Size	0.298 acres (13,007 sqft)
Owner	Individual Name on File
Last Sale	$1,100,000 (May 2006)
Tax Bill	$831 (2025)
Deeds & Mortgages	Feb 2020 Mortgage Apr 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`088-A-0137`

Property Details

APN / Parcel Number

Primary APN	`088-A-0137`
Alternative APN	`14199`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,419 sqft Living Area

Exterior

Exterior Material	Brick
Construction Type	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	13,007 sqft (0.298 acres)
Garage Area	958 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Pool Area	512 sqft
Porch	Slab
Porch Area	96 sqft
Greenhouse	958 sqft
Poultry House	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	14199
Street Address	49 PASSAGE DR
City	MURRAY
State	KY
Zip	42071-5408
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	88A-137,138,141,142 49 PASSAGE DRIV
Legal Subdivision	PANORAMA SHORES UN 2
Jurisdiction	CALLOWAY KY
Township / Civil Division	NEW CONCORD
Census Block Group	2
Census Block	2057
Census Tract	10800

Owner

49 Passage Dr is owned and occupied by an individual who acquired it in April 2025.

Source: Calloway County records, as of December 23, 2025

Owner of Record	Individual Name on File
Mailing Address	49 PASSAGE DR, MURRAY, KY 42071-5408
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 19, 2020	Deed of Trust, Mortgage · Commercial Mortgage THE MURRAY BANK
Apr 30, 2019	Deed of Trust, Mortgage · Commercial Mortgage THE MURRAY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 25, 2006 · Amount on File
Deed Sale	May 25, 2006 · Amount on File
Deed Document Number	2006503404
Deed Book / Page	645 / 165
Last Transfer Date	Apr 28, 2025
Transfer Doc	001497/619
Record Updated	Jun 8, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLOWAY KY
Property Address	49 PASSAGE DR, MURRAY, KY 42071-5408
Transaction Type	Mortgage
Record Updated	Jan 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001243/311
Date	Feb 19, 2020
Book Page	1243/311
Instrument	639593

Lender

Name	THE MURRAY BANK
Type	Bank
Address	MURRAY, KY 42071

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 5, 2050

Interest

Rate Type	Adjustable Rate

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLOWAY KY
Property Address	49 PASSAGE DR, MURRAY, KY 42071-5408
Transaction Type	Mortgage
Record Updated	Jan 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001210/276
Date	Apr 30, 2019
Book Page	1210/276
Instrument	633897

Lender

Name	THE MURRAY BANK
Type	Bank
Address	MURRAY, KY 42071

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	36 Months
Due	Apr 15, 2022

Tax Assessment & Valuation

The 2025 property tax bill for 49 Passage Dr was $831 with a homeowner's exemption.

Source: Calloway County assessment roll, as of December 23, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Calloway County
Unified School District	Calloway County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$831.00 Homeowner's exemption	$140,000	$140,000
2023	$870.00 Homeowner's exemption	$140,000	$140,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 49 Passage Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 49 Passage Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MURRAY WATER SYSTEM serves 26,302 people · EPA ID KY0180306
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
West Kentucky Rural Telephone Cooperative Fiber	2,000 / 2,000
Mediacom Xtream Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Passage Dr

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