49 Palma Dr, Rancho Mirage, CA 92270 Property Records

Riverside County property record for 49 Palma Dr, Rancho Mirage, CA 92270

Property Summary

Property Type	Condominium
Details	2 bd · 1.75 ba · 1,581 sqft · built 1975
Lot Size	0.4 acres (1,742 sqft)
Owner	2 Company Names on Record
Last Sale	$366,000 (Oct 2007)
Tax Bill	$6,377 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Feb 2022 Line of Credit + 2 more
Flood Zone	Zone X (reduced by levee)
APN	`684-590-021`

Property Details

APN / Parcel Number

Primary APN	`684-590-021`

Interior

Bedrooms	2 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,581 sqft Living Area
Gross Area	2,239 sqft
1st Floor Area	1,581 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Condo/Apartment
Construction Type	Wood
Roof Material	Gravel
Lot Area	1,742 sqft (0.4 acres)
View / Lot	Golf Course
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Putting Green	Putting Green

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	49 PALMA DR
City	RANCHO MIRAGE
State	CA
Zip	92270-3844
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	PUDA
Legal Description	UNIT 525 CM 015/090 INT IN COMMON IN LOT 10 TR 5031 MB 078/012
Legal Subdivision	SUNRISE COUNTRY CLUB
Legal Tract	5031
Legal Lot Number	10
Jurisdiction	RIVERSIDE CA
Township / Civil Division	CATHEDRAL CITY-PALM DESERT
Census Block Group	1
Census Block	1008
Census Tract	44918

Owner

Source: Riverside County records, as of July 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on Record
Mailing Address	12211 HUSTON ST, VALLEY VILLAGE, CA 91607-3616
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIRST REPUBLIC BANK
Feb 22, 2022	Deed of Trust, Mortgage · Line of Credit FIRST REPUBLIC BANK
Jun 15, 2017	Deed of Trust, Mortgage · Line of Credit CITY NATIONAL BANK
Jul 10, 2019	Quit Claim Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 12, 2007 · Amount on Record
Deed Sale	Oct 12, 2007 · Amount on Record
Deed Document Number	2007636130
Last Transfer Date	Apr 2, 2019
Transfer Doc	0000252494
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	49 PALMA DR, RANCHO MIRAGE, CA 92270-3844
Transaction Type	Mortgage
Record Updated	Mar 4, 2022
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12210 MORRISON ST, VALLEY VILLAGE, CA 91607-3627

Mortgage

Document Number	0000086545
Date	Feb 22, 2022
Instrument	2022-0086545

Lender

Name	FIRST REPUBLIC BANK
Type	Bank
Address	SAN FRANCISCO, CA 94111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.15%
Type Change Date	Mar 1, 2032
Change Frequency	Monthly
Min Rate At Change	2.95%
Max Rate At Change	10.9%
Index	1-Year CMT
Max Rate	10.9%

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	49 PALMA DR, RANCHO MIRAGE, CA 92270-3844
Transaction Type	Mortgage
Record Updated	Mar 4, 2022
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12210 MORRISON ST, VALLEY VILLAGE, CA 91607-3627

Mortgage

Document Number	0000086546
Date	Feb 22, 2022
Instrument	2022-0086546

Lender

Name	FIRST REPUBLIC BANK
Type	Bank
Address	SAN FRANCISCO, CA 94111

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Feb 26, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	49 PALMA DR, RANCHO MIRAGE, CA 92270-3844
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000239572
Date	Jun 15, 2017
Instrument	2017-0239572

Lender

Name	CITY NATIONAL BANK
Type	Bank
Address	EL SEGUNDO, CA 90245

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Jul 10, 2019
Property Address	49 PALMA DR, RANCHO MIRAGE, CA 92270-3844
Document Number	0000252494
Instrument Date	Apr 12, 2019
Instrument	252494
Transaction Type	Transfer
Record Updated	Jul 18, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1211 HUSTON ST VALLEY VILLAGE CA 91607, VALLEY VILLAGE, CA 91607

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Rancho Mirage City
Unified School District	Palm Springs Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$490,339 (+2%) Land $171,613 Building $318,726
2025	$6,377.00 (-1.54%)	$480,726 (+4.04%) Land $168,249 Building $312,477
2023	$6,477.00 (+6.42%)	$462,060 Land $161,716 Building $300,344
2022	$6,086.00
2021			$397,080

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1983–1995)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jan 1995 · Severe Winter Storms, Flooding, Landslides, Mud Flows

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COACHELLA VWD: COVE COMMUNITY serves 270,000 people · EPA ID CA3310001
Water Source	Groundwater
Last State Inspection	Dec 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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