Warwick City property record for 49 Oxford Ave, Warwick, RI 02889
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,046 sqft · built 2004 |
| Lot Size | 0.104 acres (4,510 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $305,000 (Jan 2021) |
| Tax Bill | $5,013 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Jan 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 31700780000 |
| Primary APN | 31700780000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,046 sqft Living Area |
| Gross Area | 2,116 sqft |
| 1st Floor Area | 1,046 sqft |
| Basement Area | 960 sqft |
| Unfinished Basement | 528 sqft |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Raised Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 4,510 sqft (0.104 acres) |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | Deck Area |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Account Number | 123186 |
|---|---|
| Street Address | 49 OXFORD AVE |
| City | WARWICK |
| State | RI |
| Zip | 02889-2119 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A7 |
| Legal Block | 78 |
| Jurisdiction | WARWICK RI |
| Township / Civil Division | WARWICK |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 21501 |
Source: Warwick City records, as of July 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 49 OXFORD AVE, WARWICK, RI 02889-2119 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 15, 2026 | Deed of Trust, Mortgage · Conventional Mortgage WAVE FEDERAL CREDIT UNION |
| Jan 25, 2021 | Warranty Deed, Transfer · FHA Mortgage RESIDENTIAL MORTGAGE SERVICES |
| Dec 29, 2017 | Warranty Deed, Transfer SHAMROCK FINANCIAL CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 25, 2021 · Amount on Record |
| Deed Sale | Jan 25, 2021 · Amount on Record |
| Prior Sale | Dec 29, 2017 · Amount on Record |
| Deed Document Number | 20211398 |
| Deed Book / Page | 9731 / 126 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARWICK RI |
| Recording Date | Jun 15, 2026 |
| Property Address | 49 OXFORD AVE, WARWICK, RI 02889-2119 |
| Document Number | 0000006820 |
| Book / Page | 10911 / 123 |
| Instrument Date | Jun 12, 2026 |
| Instrument | 20266820 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 49 OXFORD AVE, WARWICK, RI 02889-2119 |
| Document Number | 0000006820, |
|---|---|
| Date | Jun 15, 2026 |
| Book Page | 10911/123 |
| Instrument | 20266820 |
| Name | WAVE FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 1, 2041 |
| Rate | 5.71% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WARWICK RI |
| Recording Date | Jan 25, 2021 |
| Property Address | 49 OXFORD AVE, WARWICK, RI 02889-2119 |
| Document Number | 9731-126 |
| Book / Page | 9731 / 126 |
| Instrument Date | Dec 30, 2020 |
| Instrument | 1398 |
| Transaction Type | Transfer |
| Record Updated | Jun 4, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 1399 |
|---|---|
| Date | Jan 25, 2021 |
| Instrument | 1399 |
| Name | RESIDENTIAL MORTGAGE SERVICES |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WARWICK RI |
| Recording Date | Dec 29, 2017 |
| Property Address | 49 OXFORD AVE, WARWICK, RI 02889-2119 |
| Document Number | 8974-213 |
| Book / Page | 8974 / 213 |
| Instrument | 19449 |
| Transaction Type | Transfer |
| Record Updated | Jul 4, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $36.55 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 89740214 |
|---|---|
| Date | Dec 29, 2017 |
| Instrument | 08974/0214 |
| Name | SHAMROCK FINANCIAL CORP |
|---|---|
| Type | Funding / Finance Company |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Dec 29, 2047 |
Source: Warwick City assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| Municipality | Warwick City |
| Unified School District | Warwick School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,013.00 (+10.69%) | $394,700 (+23.65%) Land $109,500 Building $285,200 | |
| 2024 | $420,375 | ||
| 2023 | $4,529.00 (+5.23%) | $319,200 (+38.9%) Land $93,500 Building $225,700 | |
| 2022 | $4,304.00 | $229,800 Land $58,100 Building $171,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 7 (1978–1991) |
| Claims Outside the SFHA | 2 of 7 |
| Most Recent Claim | Oct 1991 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WARWICK-CITY OF serves 73,289 people · EPA ID RI1615627 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fiber | 980 / 880 |
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