Jackson County property record for 49 Otter Ridge Rd, Sylva, NC 28779
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,046 sqft · built 2003 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $273,000 (Aug 2011) |
| Tax Bill | $1,956 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 7650-10-8786 |
| Primary APN | 7650-10-8786 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,046 sqft Heated Area |
| 1st Floor Area | 1,794 sqft |
| Attic | Attic |
| Attic Area | 252 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Wood Truss |
| Roof Material | Asphalt |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Type | Carport |
| Garage Area | 546 sqft |
| Carport | Carport |
| Carport Area | 546 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 78 sqft |
| Deck Area | 408 sqft |
| Patio Area | 408 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Street Address | 49 OTTER RIDGE RD |
|---|---|
| City | SYLVA |
| State | NC |
| Zip | 28779-9128 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 3 HIGHLAND RIDGE |
| Legal Subdivision | HIGHLAND RIDGE |
| Legal Lot Number | 3 |
| Jurisdiction | JACKSON NC |
| Township / Civil Division | CULLOWHEE |
| Census Block Group | 1 |
| Census Block | 1045 |
| Census Tract | 950400 |
49 Otter Ridge Rd is owned and occupied by two individuals who bought it in August 2011.
Source: Jackson County records, as of October 19, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 49 OTTER RIDGE RD, SYLVA, NC 28779-9128 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 1, 2011 · Amount on File |
| Deed Sale | Aug 1, 2011 · Amount on File |
| Prior Sale | Aug 26, 2008 · Amount on File |
| Deed Book / Page | 1903 / 30 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 49 Otter Ridge Rd was $1,956.
Source: Jackson County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Jackson County |
| Unified School District | Jackson County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $514,882 Land $70,410 Building $444,472 | |
| 2025 | $1,956.00 | |
| 2023 | $1,171.00 | $308,260 Land $55,300 Building $252,960 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 49 Otter Ridge Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 22 policies |
| Nearby Flood Policies | 22 in force |
| Nearby Flood Claims | 7 (2015–2025) |
| Claims Outside the SFHA | 3 of 7 |
| Most Recent Claim | Jun 2025 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 49 Otter Ridge Rd is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 43% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TUCKASEIGEE WATER & SEWER AUTH serves 7,528 people · EPA ID NC0150035 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Feb 2025 Treatment failure resolved · May 2024 |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable | 940 / 35 |
| Starlink Satellite | 280 / 30 |
4G LTE (outdoors only), no 5G reported
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