West Warwick Town property record for 49 Ottawa St, West Warwick, RI 02893
| Property Type | Duplex |
|---|---|
| Details | 6 bd · 2 ba · 1,673 sqft · built 1900 |
| Lot Size | 0.112 acres (4,887 sqft) |
| Owner | Individual Name on File |
| Last Sale | $402,000 (Feb 2024) |
| Tax Bill | $5,062 (2025) |
| Deeds & Mortgages | Feb 2024 Sale & Mortgage Dec 2023 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 23-0302-70 |
| Primary APN | 23-0302-70 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 10 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 1,673 sqft Living Area |
| Gross Area | 3,250 sqft |
| Basement Area | 1,056 sqft |
| Unfinished Basement | 1,056 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Duplex Single |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 4,887 sqft (0.112 acres) |
| Garage Type | Detached |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Account Number | 20-0003-44 |
|---|---|
| Street Address | 49 OTTAWA ST |
| City | WEST WARWICK |
| State | RI |
| Zip | 02893-5076 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | R-6 |
| Jurisdiction | WEST WARWICK RI |
| Township / Civil Division | WEST WARWICK |
| Census Block Group | 4 |
| Census Block | 4006 |
| Census Tract | 20300 |
49 Ottawa St, a duplex, is owned and occupied by an individual who bought it in February 2024.
Source: West Warwick Town records, as of June 22, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 49 OTTAWA ST, WEST WARWICK, RI 02893-5076 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 21, 2024 | Warranty Deed, Transfer · FHA Mortgage NFM LENDING |
| Dec 19, 2023 | Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT |
| Apr 13, 2020 | Warranty Deed, Transfer · FHA Mortgage FIRST HM MTG |
| Aug 18, 2017 | Deed of Trust, Mortgage · FHA Mortgage COASTWAY CMNTY BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 21, 2024 · Amount on File |
| Deed Sale | Feb 21, 2024 · Amount on File |
| Prior Sale | Apr 13, 2020 · Amount on File |
| Deed Document Number | 202489-556 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WEST WARWICK RI |
| Recording Date | Feb 21, 2024 |
| Property Address | 49 OTTAWA ST, WEST WARWICK, RI 02893-5076 |
| Document Number | 0002489556 |
| Instrument Date | Feb 16, 2024 |
| Instrument | 2489-556 |
| Transaction Type | Transfer |
| Record Updated | Mar 7, 2024 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 49 OTTAWA ST, WEST WARWICK, RI 02893-5076 |
| Document Number | 0002489557 |
|---|---|
| Date | Feb 21, 2024 |
| Instrument | 2489-557 |
| Name | NFM LENDING |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Number | 0002489558 |
|---|---|
| Date | Feb 21, 2024 |
| Instrument | 2489-558 |
| Name | RHODE ISLAND HOUSING & MTG FIN CORP |
|---|
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WEST WARWICK RI |
| Property Address | 49 OTTAWA ST, WEST WARWICK, RI 02893-5076 |
| Transaction Type | Mortgage |
| Record Updated | Dec 28, 2023 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0024884475 |
|---|---|
| Date | Dec 19, 2023 |
| Instrument | 2488-4475 |
| Name | SECRETARY HOUSING URBAN DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 325 Months |
| Due | Jan 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WEST WARWICK RI |
| Recording Date | Apr 13, 2020 |
| Property Address | 49 OTTAWA ST, WEST WARWICK, RI 02893-5076 |
| Document Number | 0024851546 |
| Instrument Date | Apr 10, 2020 |
| Instrument | 24851546 |
| Transaction Type | Transfer |
| Record Updated | Nov 9, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $234.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 49 OTTAWA ST WEST WARWICK RI 028935076, WEST WARWICK, RI 02893-5076 |
| Document Number | 24851547 |
|---|---|
| Date | Apr 13, 2020 |
| Instrument | 24851547 |
| Name | FIRST HM MTG |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 12, 2050 |
| Document Number | 24851548, |
|---|---|
| Date | Apr 13, 2020 |
| Instrument | 24851548 |
| Name | RHODE ISLAND HSNG & MTG FIN |
|---|---|
| Type | Mortgage Company |
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | Apr 12, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WEST WARWICK RI |
| Property Address | 49 OTTAWA ST, WEST WARWICK, RI 02893-5076 |
| Document Number | 2482-2485 |
| Book / Page | 002482 / 002485 |
| Instrument Date | Aug 18, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Sep 5, 2017 |
| Name | Verified Name |
|---|---|
| Address | 49 OTTAWA ST WEST WARWICK RI 028935076, WEST WARWICK, RI 02893-5076 |
| Document Number | 2482-2485 |
|---|---|
| Date | Aug 18, 2017 |
| Book Page | 002482/002485 |
| Name | COASTWAY CMNTY BK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 17, 2047 |
The 2025 property tax bill for 49 Ottawa St was $5,062.
Source: West Warwick Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | West Warwick Town |
| Unified School District | West Warwick School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $5,062.00 | $354,200 Land $75,700 Building $278,500 |
| 2023 | $4,771.00 | $237,700 Land $48,100 Building $189,600 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 49 Ottawa St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1979) |
| Most Recent Claim | Jan 1979 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 49 Ottawa St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KENT COUNTY WATER AUTHORITY serves 94,107 people · EPA ID RI1559511 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 578 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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