49 Osgood St, Salem, MA 01970 Property Records

Essex County and Salem City property record for 49 Osgood St, Salem, MA 01970

Property Summary

Property Type	Single Family Home
Details	6 bd · 1.5 ba · 1,820 sqft · built 1900
Lot Size	0.066 acres (2,879 sqft)
Owner	2 Individual Names on File
Last Sale	$305,000 (Mar 2018)
Tax Bill	$6,098 (2026)
Deeds & Mortgages	Jan 2026 Second Mortgage Sep 2024 Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`SALE M:36 L:0269`

Property Details

APN / Parcel Number

Primary APN	`SALE M:36 L:0269`

Interior

Bedrooms	6 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,820 sqft Living Area
Gross Area	3,960 sqft
Basement Area	1,048 sqft
Unfinished Basement	1,048 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	2,879 sqft (0.066 acres)

Utilities, Heating & Cooling

Heating System	Radiant
Heating Fuel	Oil

Location & Zoning

Street Address	49 OSGOOD ST
City	SALEM
State	MA
Zip	01970-4138
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Lot Number	269
Jurisdiction	SALEM MA
Township / Civil Division	SALEM
Census Block Group	1
Census Block	1001
Census Tract	204500

Owner

49 Osgood St is owned and occupied by two individuals who bought it in March 2018.

Source: Essex County and Salem City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	49 OSGOOD ST, SALEM, MA 01970-4138
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Sep 9, 2024	Deed of Trust, Mortgage · Second Mortgage (Down Payment) NATIONSTAR MORTGAGE LLC
Jan 2, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance NATIONSTAR MORTGAGE LLC
Mar 15, 2018	Quit Claim Deed, Transfer SHAMROCK FINANCIAL CORP
Feb 24, 2017	Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 15, 2018 · Amount on File
Deed Sale	Mar 15, 2018 · Amount on File
Prior Sale	Feb 24, 2017 · Amount on File
Deed Book / Page	36586 / 440
Transfer Doc	036586-440
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALEM MA
Property Address	49 OSGOOD ST, SALEM, MA 01970-4138
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	043162-482
Date	Jan 5, 2026
Book Page	43162/482
Instrument	20260105000320

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	241 Months
Due	Feb 1, 2046

September 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALEM MA
Property Address	49 OSGOOD ST, SALEM, MA 01970-4138
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	042314-302
Date	Sep 9, 2024
Book Page	42314/302
Instrument	20240909000250

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record
Term	241 Months
Due	Oct 1, 2044

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALEM MA
Property Address	49 OSGOOD ST, SALEM, MA 01970-4138
Transaction Type	Mortgage
Record Updated	Jun 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	038166-342
Date	Jan 2, 2020
Book Page	38166/342
Instrument	20200102000230

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2050

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SALEM MA
Recording Date	Mar 15, 2018
Property Address	49 OSGOOD ST, SALEM, MA 01970-4138
Document Number	36586-440
Book / Page	36586 / 440
Instrument	180315003280
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$45.92
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	49 OSGOOD ST, SALEM, MA 01970-4138

Mortgage

Document Number	365860443
Date	Mar 15, 2018
Instrument	36586/0443

Lender

Name	SHAMROCK FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Amount	Amount on Record
Term	360 Months
Due	Mar 15, 2048

February 2017: Foreclosure

Document Type	Foreclosure
Jurisdiction	SALEM MA
Recording Date	Feb 24, 2017
Property Address	49 OSGOOD ST, SALEM, MA 01970-4138
Document Number	35698-576
Book / Page	035698 / 000576
Instrument Date	Feb 10, 2017
Instrument	1702240136
Transaction Type	Foreclosure
Record Updated	Mar 15, 2017

Transaction

Amount	Amount on Record
Tax	$1,442.16
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	15480 LAGUNA CANYON RD #100 IRVINE CA 926182132, 100, IRVINE, CA 92618-2132

Tax Assessment & Valuation

The 2026 property tax bill for 49 Osgood St was $6,098, up 7.9% from the year before.

Source: Essex County and Salem City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Salem City
Unified School District	Salem School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,098.00 (+7.89%)	$565,700 (+13.5%) Land $193,200 Building $372,000	$643,750 (+12.77%)
2025	$5,652.00 (+3.59%)	$498,400 (+6.16%) Land $161,900 Building $336,500	$570,855
2024	$5,456.00 (+4.22%)	$469,500 (+12.19%) Land $153,400 Building $316,100
2023	$5,235.00	$418,500 Land $142,100 Building $276,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 49 Osgood St in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 43 individual policies
Nearby Flood Policies	48 units insured incl. 5 condo units
Nearby Flood Claims	21 (1982–2024)
Claims Outside the SFHA	4 of 21
Most Recent Claim	Jan 2024 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 49 Osgood St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SALEM WATER DEPARTMENT serves 44,480 people · EPA ID MA3258000
Water Source	Purchased surface water from SALEM AND BEVERLY WATER SUPPLY BOARD
Last State Inspection	Dec 2024

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 505 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000

May also be available: Verizon.

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