49 Oak St, Somerville, MA 02143 Property Records

Middlesex County and Somerville City property record for 49 Oak St, Somerville, MA 02143

Property Summary

Property Type	Duplex
Details	7 bd · 6 ba · 2,674 sqft · built 1900
Lot Size	0.105 acres (4,560 sqft)
Owner	Company Name on File
Last Sale	$1,800,000 (Jul 2022)
Tax Bill	$19,414 (2025)
Deeds & Mortgages	Feb 2023 Refinance Dec 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`83-A-50`

Property Details

APN / Parcel Number

Primary APN	`83-A-50`
Alternative APNs	`SOME M:83 B:A L:50` `14489030`

Interior

Bedrooms	7 Beds
Full Baths	6 Baths
Total Rooms	13 Rooms
Units	2 Units
Stories	3 Stories
Building Area	2,674 sqft Living Area
Gross Area	4,285 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Conventional
Exterior Material	Shingles
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,560 sqft (0.105 acres)
Parking Spaces	4 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	14489030
Street Address	49 OAK ST
City	SOMERVILLE
State	MA
Zip	02143-4030
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	NR
Legal Block	A
Legal Lot Number	50
Jurisdiction	SOMERVILLE MA
Township / Civil Division	SOMERVILLE
Census Block Group	3
Census Block	3001
Census Tract	351203

Owner

49 Oak St, a duplex, is owned by a company that bought it in July 2022.

Source: Middlesex County and Somerville City records, as of April 14, 2026

Owner of Record	Company Name on File
Mailing Address	37 WEST ST, MEDFORD, MA 02155-4340
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance FIRST BOSTON CONSTRUCTION HOLDINGS LLC
Dec 9, 2022	Deed of Trust, Mortgage · Second Mortgage (Down Payment) FIRST BOSTON CONSTRUCTION HOLDINGS LLC
Jul 25, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage FIRST BOSTON CONSTRUCTION HOLDINGS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 25, 2022 · Amount on File
Deed Sale	Jul 25, 2022 · Amount on File
Record Updated	Jun 8, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERVILLE MA
Property Address	49 OAK ST, SOMERVILLE, MA 02143-4030
Transaction Type	Mortgage
Record Updated	Mar 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	081281-345
Date	Feb 28, 2023
Book Page	81281/345
Instrument	19821

Lender

Name	FIRST BOSTON CONSTRUCTION HOLDINGS LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERVILLE MA
Property Address	49 OAK ST, SOMERVILLE, MA 02143-4030
Transaction Type	Mortgage
Record Updated	Dec 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0081042-66
Date	Dec 9, 2022
Book Page	81042/66
Instrument	179786

Lender

Name	FIRST BOSTON CONSTRUCTION HOLDINGS LLC

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record

July 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SOMERVILLE MA
Recording Date	Jul 25, 2022
Property Address	49 OAK ST, SOMERVILLE, MA 02143-4030
Document Number	080480-558
Book / Page	80480 / 558
Instrument Date	Jul 25, 2022
Instrument	113217
Transaction Type	Transfer
Record Updated	Aug 12, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	37 WEST ST, MEDFORD, MA 02155-4340

Mortgage

Document Number	0000113218
Date	Jul 25, 2022
Instrument	113218

Lender

Name	FIRST BOSTON CONSTRUCTION HOLDINGS

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 49 Oak St was $19,414, up 57.2% from the year before.

Source: Middlesex County and Somerville City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Somerville City
Unified School District	Somerville School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$19,414.00 (+57.21%)	$1,779,500 (+51.59%) Land $818,000 Building $961,500
2024	$12,349.00 (-1.54%)	$1,173,900 (-3.22%) Land $818,000 Building $355,900
2023	$12,542.00	$1,213,000 Land $818,000 Building $395,000

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 49 Oak St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 49 Oak St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOMERVILLE WATER DEPT. (MWRA) serves 81,045 people · EPA ID MA3274000
Water Source	Purchased surface water from MWRA
Last State Inspection	Oct 2025
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement currently in violation since Nov 2019
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,045 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Verizon Fixed Wireless	1,000 / 75
Netafy Fixed Wireless	641 / 143
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Starry.

Nearby Properties on Oak St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures