49 Oak Ridge Dr, Windsor Locks, CT 06096 Property Records

Windsor Locks Town property record for 49 Oak Ridge Dr, Windsor Locks, CT 06096

Property Summary

Property Type	Condominium
Details	1 bd · 1.5 ba · 894 sqft · built 1988
Owner	Individual Name on File
Last Sale	$135,000 (Aug 2020)
Tax Bill	$2,885 (2024)
Deeds & Mortgages	Aug 2026 Mortgage Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`M:57 B:127 L:4-00310500`

Property Details

APN / Parcel Number

Primary APN	`M:57 B:127 L:4-00310500`
Alternative APNs	`WINL M:57 B:127 L:4 U:49` `310500`

Interior

Bedrooms	1 Bed
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	894 sqft Living Area
1st Floor Area	564 sqft
Basement Area	564 sqft
Unfinished Basement	176 sqft

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Condo/Apartment
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Garage Type	Detached
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	310500
Street Address	49 OAK RIDGE DR
City	WINDSOR LOCKS
State	CT
Zip	06096-2666
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	MFSD
Legal Block	127
Legal Lot Number	4
Jurisdiction	WINDSOR LOCKS CT
Township / Civil Division	WINDSOR LOCKS
Census Block Group	1
Census Block	1014
Census Tract	476300

Owner

49 Oak Ridge Dr, a condominium, is owned and occupied by an individual who bought it in August 2020.

Source: Windsor Locks Town records, as of June 25, 2026

Owner of Record	Individual Name on File
Mailing Address	49 OAK RIDGE DR, WINDSOR LOCKS, CT 06096-2666
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 7, 2026	Deed of Trust, Mortgage MASSMUTUAL FEDERAL CREDIT UNION
Aug 17, 2020	Warranty Deed, Transfer · Stand-Alone First Mortgage PROSPERITY HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 17, 2020 · Amount on File
Deed Sale	Aug 17, 2020 · Amount on File
Prior Sale	Oct 31, 2006 · Amount on File
Deed Document Number	2020871020003
Deed Book / Page	496 / 494
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINDSOR LOCKS CT
Recording Date	Aug 7, 2026
Property Address	49 OAK RIDGE DR, WINDSOR LOCKS, CT 06096-2666
Document Number	0046610007
Book / Page	558 / 800
Instrument Date	Jul 30, 2026
Instrument	202646610007
Transaction Type	Mortgage
Record Updated	Sep 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	49 OAK RIDGE DR, WINDSOR LOCKS, CT 06096-2666

Mortgage

Document Number	0046610007,
Date	Aug 7, 2026
Book Page	558/800
Instrument	202646610007

Lender

Name	MASSMUTUAL FEDERAL CREDIT UNION

Agreement

Amount	Amount on Record
Term	240 Months
Due	Sep 1, 2046

Interest

Max Rate	-1%

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINDSOR LOCKS CT
Recording Date	Aug 17, 2020
Property Address	49 OAK RIDGE DR, WINDSOR LOCKS, CT 06096-2666
Document Number	496-494
Book / Page	496 / 494
Instrument Date	Aug 13, 2020
Instrument	871020003
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	49 OAK RIDGE DR, WINDSOR LOCKS, CT 06096-2666

Mortgage

Document Number	871030012
Date	Aug 17, 2020
Instrument	871030012

Lender

Name	PROSPERITY HOME MORTGAGE LLC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

Source: Windsor Locks Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Windsor Locks Town
Unified School District	Windsor Locks School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$120,260 (+57.04%) Building $120,260	$84,182 Building $84,182
2024	$2,885.00 (+33.87%)	$76,580 (-) Building $76,580
2023	$2,155.00 (+8.95%)	$76,580 (-) Building $76,580
2022	$1,978.00	$76,580 Building $76,580

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 49 Oak Ridge Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 29, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 49 Oak Ridge Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CTWC - NORTHERN REG-WESTERN SYSTEM private · serves 101,313 people · EPA ID CT0473011
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Cox Communications Cable	2,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Xfinity.

Nearby Properties on Oak Ridge Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures