Worcester County and Oakham Town property record for 49 Oak Ln, Oakham, MA 01068
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,730 sqft · built 1930 |
| Lot Size | 0.71 acres (30,928 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $400,000 (Dec 2025) |
| Tax Bill | $4,310 (2025) |
| Deeds & Mortgages | Oct 2025 Line of Credit Dec 2025 Sale & Mortgage |
| APN | 51-20 |
| Primary APN | 51-20 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,730 sqft Living Area |
| Gross Area | 1,937 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 30,928 sqft (0.71 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 51-20 |
|---|---|
| Street Address | 49 OAK LN |
| City | OAKHAM |
| State | MA |
| Zip | 01068 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | LAKESIDE PLAN 02 DEAN S RESERV |
| Legal Lot Number | 200 |
| Jurisdiction | OAKHAM MA |
| Township / Civil Division | OAKHAM |
| Census Block Group | 1 |
| Census Block | 1052 |
| Census Tract | 721101 |
Source: Worcester County and Oakham Town records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 554 S WASHINGTON ST, BELCHERTOWN, MA 01007-9324 |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Oct 22, 2025 | Deed of Trust, Mortgage · Line of Credit CORNERSTONE BANK |
| Dec 9, 2025 | Quit Claim Deed, Transfer · Conventional Mortgage WESTFIELD BANK FSB |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 9, 2025 · Amount on Record |
| Deed Sale | Dec 9, 2025 · Amount on Record |
| Prior Sale | Jun 26, 1998 · Amount on Record |
| Deed Book / Page | 72942 / 67 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKHAM MA |
| Property Address | 49 OAK LN, OAKHAM, MA 01068 |
| Transaction Type | Mortgage |
| Record Updated | Dec 31, 2025 |
| Name | Verified Name |
|---|
| Document Number | 072713-173 |
|---|---|
| Date | Oct 22, 2025 |
| Book Page | 72713/173 |
| Instrument | 91436 |
| Name | CORNERSTONE BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Nov 1, 2050 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OAKHAM MA |
| Recording Date | Dec 9, 2025 |
| Property Address | 49 OAK LN, OAKHAM, MA 01068 |
| Document Number | 0072942-67 |
| Book / Page | 72942 / 67 |
| Instrument Date | Dec 9, 2025 |
| Instrument | 107607 |
| Transaction Type | Transfer |
| Record Updated | Dec 31, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 554 S WASHINGTON ST, BELCHERTOWN, MA 01007-9324 |
| Document Number | 0000107608 |
|---|---|
| Date | Dec 9, 2025 |
| Instrument | 107608 |
| Name | WESTFIELD BANK FSB |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2056 |
Source: Worcester County and Oakham Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| County Subdivision | Oakham Town |
| Unified School District | Quabbin School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,310.00 (+6.18%) | $373,200 (+1.88%) Land $165,700 Building $207,500 | $293,930 (-3.88%) |
| 2024 | $4,059.00 (+4.45%) | $366,300 (+9.05%) Land $162,400 Building $203,900 | $305,805 |
| 2023 | $3,886.00 | $335,900 Land $142,500 Building $193,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not included in the FIRM |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (2005) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Oct 2005 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
4G LTE only, no 5G reported
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