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49 Northshore Dr, McCook Lake (North Sioux City), SD 57049 Property Records

Union County property record for 49 Northshore Dr, McCook Lake, SD 57049 · Last verified April 2026

Property Highlights

Property TypeVacant Land > Uncategorized
Bedrooms2 Beds
Bathrooms2 Baths
Year BuiltBuilt 1910
Square Footage1,020 sqft Living Area
Lot Size10,078 sqft (0.231 acres)
GarageDetached, 528 sqft
Last Sale$185,000 (2017)
Tax Bill$154.00 (2025)

Owner

Source: Union County records · APN 05.17.04.1065

Assessment roll updated October 6, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address641 LAKESHORE DR, MCCOOK LAKE, SD 57049-4008
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Feb 10, 2025Deed of Trust, Mortgage · Small Business Association Mortgage
US SMALL BUSINESS ADMINISTRATION, A GOVE
Apr 03, 2024Intrafamily Transfer, Transfer
Sep 01, 2017Warranty Deed, Transfer · Line of Credit
PRIMEBANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 01, 2017 · Amount on Record
Deed SaleSep 01, 2017 · Amount on Record
Deed Doc Number20173424
Deed Book / Page107 / 452
Record RefreshedJun 08, 2026

February 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION SD
Property Address49 NORTHSHORE DR, MCCOOK LAKE, SD 57049-4013
Transaction TypeMortgage
Record UpdatedJan 16, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address641 LAKESHORE DR, NORTH SIOUX CITY, SD 57049-4008

Mortgage

Document Number0000186/81
DateFeb 10, 2025
Book Page186/81
Instrument250275
Lender
NameUS SMALL BUSINESS ADMINISTRATION, A GOVE
TypePrivate Party
Address1545 HAWKINS BLVD STE 202, EL PASO, TX 79925
Agreement
TypeSmall Business Association Mortgage
AmountAmount Recorded
Term359 Months
DueJan 11, 2055

April 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionUNION SD
Recording DateApr 03, 2024
Property Address49 NORTHSHORE DR, MCCOOK LAKE, SD 57049-4013
Document Number000114/135
Book / Page114 / 135
Instrument DateFeb 27, 2024
Instrument240565
Transaction TypeTransfer
Record UpdatedJan 16, 2026

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address641 LAKESHORE DR, NORTH SIOUX CITY, SD 57049-4008

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address641 LAKESHORE DR, NORTH SIOUX CITY, SD 57049-4008

September 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionUNION SD
Recording DateSep 01, 2017
Property Address49 NORTHSHORE DR, MCCOOK LAKE, SD 57049-4013
Document Number00107/0452
Book / Page107 / 0452
Instrument DateAug 30, 2017
Instrument173424
Transaction TypeTransfer
Record UpdatedJan 16, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address49 NORTHSHORE DR, NORTH SIOUX CITY, SD 57049-4013

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000173425
DateSep 01, 2017
Instrument173425
Lender
NamePRIMEBANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueSep 01, 2042
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Union County records · Assessment roll updated October 6, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateSouth Dakota
CountyUnion County
MunicipalityNorth Sioux City
Unified School DistrictDakota Valley School District 61-8 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed Value
2025$154.00 (-90.83%)$10,374 (-95.21%) Land $10,374
2024$1,679.00 (-48.16%)
2023$3,239.00 (+11.65%)$216,503 Land $103,741 Building $112,762
2022$2,901.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Union County (46127C), updated May 31, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN05.17.04.1065

Interior

Bedrooms2 Beds
Full Baths2 Baths
Building Area1,020 sqft Living Area
Basement Area240 sqft Basement
Unfinished Basement240 sqft Unfinished
Stories1 Stories
Interior StructureWood Interior Structure

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1910
Exterior MaterialStucco Exterior
Construction TypeWood Construction
Roof MaterialMetal Roof
Lot Area10,078 sqft (0.231 acres)
Depth X Width148 ft x 68 ft Depth x Width
Garage TypeDetached Garage
Garage Area528 sqft Garage
Deck AreaDeck Area
PorchPorch

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemCentral Heating

Location & Zoning

Street Address49 NORTHSHORE DR
CityMCCOOK LAKE
StateSD
Zip57049-4013
Property UsageVacant Land Property Usage
TypeVacant Land > Uncategorized
Legal DescriptionLOT 13 WM HALLIDAY TR 2 GOV'T LOT 2 N SIOUX CITY
Legal SubdivisionWILLIAM HALLIDAY
Legal Tract2
Legal BlockB
Legal Lot Number13,2
Legal Unit1
JurisdictionUNION SD
Minor Civil DivisionNORTH SIOUX CITY
Census Blockgroup3
Census Block3064
Census Tract20302

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