Essex County and Andover Town property record for 49 North St, Andover, MA 01810
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,794 sqft · built 2019 |
| Lot Size | 0.606 acres (26,389 sqft) |
| Owner | Individual Name on File |
| Last Sale | $1,600,000 (Aug 2021) |
| Tax Bill | $19,902 (2025) |
| Deeds & Mortgages | Jul 2026 Transfer Jul 2021 Refinance + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | ANDO M:00128 B:00039 L:00000 |
| Primary APN | ANDO M:00128 B:00039 L:00000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 3,794 sqft Living Area |
| Gross Area | 6,272 sqft |
| Basement Area | 1,450 sqft |
| Unfinished Basement | 1,450 sqft |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 26,389 sqft (0.606 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Street Address | 49 NORTH ST |
|---|---|
| City | ANDOVER |
| State | MA |
| Zip | 01810-1105 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SRC |
| Legal Block | 39 |
| Jurisdiction | ANDOVER MA |
| Township / Civil Division | ANDOVER |
| Census Block Group | 4 |
| Census Block | 4016 |
| Census Tract | 254402 |
49 North St is owned by an individual who acquired it in July 2026.
Source: Essex County and Andover Town records, as of August 19, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 288 ALLEN ST, EAST LONGMEADOW, MA 01028-1404 |
| Owner Type | Individual |
| Vesting | Individual(s) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 30, 2026 | Quit Claim Deed, Transfer Quitclaim |
| Jul 29, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance MANUEL L SARDINHA |
| Aug 20, 2021 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage MORTGAGE NETWORK INC |
| Sep 23, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance EVERETT COOPERATIVE BANK |
| Dec 3, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MANUEL L SARDINHA |
| Jul 23, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MANUEL L & HELENA S SARDINHA |
| Dec 14, 2018 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage EAST CAMBRIDGE SAVINGS BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 20, 2021 · Amount on File |
| Deed Sale | Aug 20, 2021 · Amount on File |
| Prior Sale | Dec 14, 2018 · Amount on File |
| Deed Document Number | 202127990 |
| Deed Book / Page | 17092 / 4 |
| Last Transfer Date | Jul 30, 2026 |
| Transfer Doc | 0000012972 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ANDOVER MA |
| Recording Date | Jul 30, 2026 |
| Property Address | 49 NORTH ST, ANDOVER, MA 01810-1105 |
| Document Number | 0000012972 |
| Book / Page | 18651 / 85 |
| Instrument Date | Jul 30, 2026 |
| Instrument | 202612972 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 288 ALLEN ST, EAST LONGMEADOW, MA 01028-1404 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANDOVER MA |
| Property Address | 49 NORTH ST, ANDOVER, MA 01810-1105 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 017055-152 |
|---|---|
| Date | Jul 29, 2021 |
| Book Page | 17055/152 |
| Instrument | 25307 |
| Name | MANUEL L SARDINHA |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ANDOVER MA |
| Recording Date | Aug 20, 2021 |
| Property Address | 49 NORTH ST, ANDOVER, MA 01810-1105 |
| Document Number | 17092-4 |
| Book / Page | 17092 / 4 |
| Instrument Date | Aug 20, 2021 |
| Instrument | 27990 |
| Transaction Type | Transfer |
| Record Updated | Sep 3, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 49 NORTH ST, ANDOVER, MA 01810-1105 |
| Document Number | 27991 |
|---|---|
| Date | Aug 20, 2021 |
| Instrument | 27991 |
| Name | MORTGAGE NETWORK INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANDOVER MA |
| Property Address | 49 NORTH ST, ANDOVER, MA 01810-1105 |
| Transaction Type | Mortgage |
| Record Updated | Mar 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 16008-60 |
|---|---|
| Date | Sep 23, 2019 |
| Book Page | 16008/60 |
| Instrument | 23218 |
| Name | EVERETT COOPERATIVE BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANDOVER MA |
| Property Address | 49 NORTH ST, ANDOVER, MA 01810-1105 |
| Document Number | 16639-240 |
| Instrument Date | Dec 3, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 35 FRANKLIN ST SOMERVILLE MA 021453236, SOMERVILLE, MA 02145-3236 |
| Document Number | 16639-240 |
|---|---|
| Date | Dec 3, 2020 |
| Book Page | 016639/000240 |
| Instrument | 34465 |
| Name | MANUEL L SARDINHA |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANDOVER MA |
| Property Address | 49 NORTH ST, ANDOVER, MA 01810-1105 |
| Document Number | 16409-132 |
| Instrument Date | Jul 23, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 35 FRANKLIN ST SOMERVILLE MA 021453236, SOMERVILLE, MA 02145-3236 |
| Document Number | 16409-132 |
|---|---|
| Date | Jul 23, 2020 |
| Book Page | 016409/000132 |
| Instrument | 18635 |
| Name | MANUEL L & HELENA S SARDINHA |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ANDOVER MA |
| Recording Date | Dec 14, 2018 |
| Property Address | 49 NORTH ST, ANDOVER, MA 01810-1105 |
| Document Number | 15707-83 |
| Book / Page | 15707 / 83 |
| Instrument Date | Nov 30, 2018 |
| Instrument | 30160 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 35 FRANKLIN ST, SOMERVILLE, MA 02145-3236 |
| Document Number | 30161 |
|---|---|
| Date | Dec 14, 2018 |
| Instrument | 30161 |
| Name | EAST CAMBRIDGE SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 49 North St was $19,902, up 5.5% from the year before.
Source: Essex County and Andover Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Andover Town |
| Unified School District | Andover School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $19,902.00 (+5.53%) | $1,593,400 (+8.82%) Land $384,100 Building $1,209,300 | $1,794,550 |
| 2024 | $18,859.00 (+3.43%) | $1,464,200 (+9.69%) Land $374,900 Building $1,089,300 | |
| 2023 | $18,233.00 | $1,334,800 Land $347,200 Building $987,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 49 North St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2010.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (2010) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Mar 2010 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 49 North St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ANDOVER WATER DEPT serves 36,569 people · EPA ID MA3009000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement currently in violation since Nov 2021 Corrosion control Jan 2022 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 348 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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