49 Norman St, Manchester, CT 06040 Property Records

Manchester Town property record for 49 Norman St, Manchester, CT 06040

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,041 sqft · built 1941
Lot Size	0.21 acres (9,148 sqft)
Owner	2 Individual Names on Record
Last Sale	$249,900 (Jul 2023)
Tax Bill	$4,934 (2025)
Deeds & Mortgages	Oct 2024 Line of Credit Jul 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`413000049`

Property Details

APN / Parcel Number

Primary APN	`413000049`
Alternative APNs	`MANC M:95 B:4130 L:49` `MCHS M:95 B:4130 L:49`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,041 sqft Living Area
Gross Area	2,262 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1941
Effective Year Built	Effective 1941
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,148 sqft (0.21 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Account Number	413000049
Street Address	49 NORMAN ST
City	MANCHESTER
State	CT
Zip	06040-6113
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RB
Legal Block	4130
Legal Lot Number	49
Jurisdiction	MANCHESTER CT
Township / Civil Division	MANCHESTER
Census Block Group	1
Census Block	1002
Census Tract	514800

Owner

Source: Manchester Town records, as of June 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	49 NORMAN ST, MANCHESTER, CT 06040-6113
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2024	Deed of Trust, Mortgage · Line of Credit NUTMEG STATE FINANCIAL CREDIT UNION
Jul 18, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage MORTGAGE EQUITY PARTNERS LLC
Apr 17, 2023	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 18, 2023 · Amount on Record
Deed Sale	Jul 18, 2023 · Amount on Record
Prior Sale	Jun 27, 2014 · Amount on Record
Deed Book / Page	4718 / 800
Record Updated	Sep 20, 2026

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANCHESTER CT
Property Address	49 NORMAN ST, MANCHESTER, CT 06040-6113
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004747-513
Date	Oct 1, 2024
Book Page	4747/513

Lender

Name	NUTMEG STATE FINANCIAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2039

Interest

Rate Type	Adjustable Rate

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANCHESTER CT
Recording Date	Jul 18, 2023
Property Address	49 NORMAN ST, MANCHESTER, CT 06040-6113
Document Number	004718-800
Book / Page	4718 / 800
Instrument Date	Jul 18, 2023
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	6762710014
Date	Jul 18, 2023
Instrument	6762710014

Lender

Name	MORTGAGE EQUITY PARTNERS LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANCHESTER CT
Recording Date	Apr 17, 2023
Property Address	49 NORMAN ST, MANCHESTER, CT 06040-6113
Document Number	0004713-30
Book / Page	4713 / 30
Instrument Date	Apr 6, 2023
Transaction Type	Transfer
Record Updated	Apr 24, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Manchester Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Manchester Town
Unified School District	Manchester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,934.00	$123,900 (-) Land $38,500 Building $85,400	$86,730 Land $26,950 Building $59,780
2024	$4,934.00 (+7.05%)
2023	$4,609.00 (+2.99%)	$123,900 (-) Land $38,500 Building $85,400
2022	$4,475.00	$123,900 Land $38,500 Building $85,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 29, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MANCHESTER WATER DEPARTMENT serves 51,198 people · EPA ID CT0770021
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 488 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Cox Communications Cable	2,000 / 100
AT&T Fixed Wireless	100 / 20

May also be available: GoNetspeed, Verizon.

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