Essex County and Montclair Township property record for 49 N Willow St, Montclair, NJ 07042
| Property Type | Single Family Home |
|---|---|
| Details | 2,225 sqft · built 1892 |
| Lot Size | 0.08 acres (3,500 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $725,000 (Apr 2021) |
| Tax Bill | $14,732 (2025) |
| Deeds & Mortgages | Apr 2021 Sale & Mortgage Jun 2020 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 13-03208-0000-00015 |
| Primary APN | 13-03208-0000-00015 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,225 sqft Living Area |
| Year Built | Built 1892 |
|---|---|
| Effective Year Built | Effective 1892 |
| Construction Type | Frame |
| Lot Area | 3,500 sqft (0.08 acres) |
| Lot Dimensions | 100 ft deep x 35 ft wide |
| Old Parcel Number | 130320800015 |
|---|---|
| Street Address | 49 N WILLOW ST |
| City | MONTCLAIR |
| State | NJ |
| Zip | 07042-3547 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | 35X100 IRR |
| Legal Block | 3208 |
| Legal Lot Number | 15 |
| Jurisdiction | ESSEX NJ |
| Township / Civil Division | MONTCLAIR |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 16800 |
Source: Essex County and Montclair Township records, as of July 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 49 N WILLOW ST, MONTCLAIR, NJ 07042-3547 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 13, 2021 | Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC |
| Jun 24, 2020 | Deed of Trust, Mortgage · Conventional with PMI MR COOPER |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 13, 2021 · Amount on Record |
| Deed Sale | Apr 13, 2021 · Amount on Record |
| Prior Sale | Dec 12, 2013 · Amount on Record |
| Deed Document Number | 202145297 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ESSEX NJ |
| Recording Date | Apr 13, 2021 |
| Property Address | 49 N WILLOW ST, MONTCLAIR, NJ 07042-3547 |
| Document Number | 2021045297 |
| Instrument Date | Mar 26, 2021 |
| Instrument | 2021045297 |
| Transaction Type | Transfer |
| Record Updated | Jun 16, 2021 |
| Title Company | RIDGE TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,812.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 49 N WILLOW ST, 49, MONTCLAIR, NJ 07042-3547 |
| Name | Verified Name |
|---|---|
| Address | 49 N WILLOW ST, MONTCLAIR, NJ 07042-3547 |
| Document Number | 2021045300 |
|---|---|
| Date | Apr 13, 2021 |
| Instrument | 2021045300 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 49 N WILLOW ST, MONTCLAIR, NJ 07042-3547 |
| Document Number | 0000063745 |
| Instrument Date | Jun 24, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 3, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 49 N WILLOW ST MONTCLAIR NJ 070423547, MONTCLAIR, NJ 07042-3547 |
| Document Number | 0000063745 |
|---|---|
| Date | Jul 10, 2020 |
| Instrument | 63745 |
| Name | MR COOPER |
|---|---|
| Address | COPPELL, TX 75019 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 9, 2050 |
Source: Essex County and Montclair Township assessment roll, as of July 2, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Essex County |
| County Subdivision | Montclair Township |
| Unified School District | Montclair Town School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $419,000 (-) Land $167,100 Building $251,900 | $419,000 (-) Land $167,100 Building $251,900 | |
| 2025 | $14,732.00 (+3.32%) | $419,000 (-) Land $167,100 Building $251,900 | $419,000 (-) Land $167,100 Building $251,900 |
| 2024 | $14,258.00 (+3.5%) | ||
| 2023 | $419,000 Land $167,100 Building $251,900 | $419,000 Land $167,100 Building $251,900 | |
| 2022 | $13,776.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 30 (1981–2021) |
| Claims Outside the SFHA | 3 of 30 |
| Most Recent Claim | Sep 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTCLAIR WATER BUREAU serves 40,150 people · EPA ID NJ0713001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jan 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 571 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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