Washington County property record for 49 N Main St, Smithsburg, MD 21783 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 2 Baths |
| Year Built | Built 1979 |
| Square Footage | 1,300 sqft Total Area |
| Lot Size | 21,780 sqft (0.5 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $305,000 (2026) |
| Tax Bill | $2,105.00 (2025) |
| Primary APN | 07-014201 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 1,300 sqft Total Area |
| Basement Area | 1,200 sqft Basement |
| Finished Basement | 1,200 sqft Finished |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Exterior Material | Siding Exterior |
| Roof Material | Composition Shingle Roof |
| Lot Area | 21,780 sqft (0.5 acres) |
| Depth X Width | 264 ft x 82 ft Depth x Width |
| Porch Area | 318 sqft Porch |
| Heating Fuel | Electric Heating Fuel |
|---|---|
| Sewage | Sewage Connected |
| Account Number | 014201 |
|---|---|
| Street Address | 49 N MAIN ST |
| City | SMITHSBURG |
| State | MD |
| Zip | 21783-9609 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 63 82.5X264 .5AC 49 N MAIN ST |
| Legal Subdivision | SMITHSBURG |
| Legal Lot Number | 63 |
| Jurisdiction | WASHINGTON MD |
| Minor Civil Division | 7, SMITHSBURG |
| Census Blockgroup | 3 |
| Census Block | 3003 |
| Census Tract | 11301 |
Source: Washington County records · APN 07-014201
Assessment roll updated August 4, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 49 N MAIN ST, SMITHSBURG, MD 21783-9609 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Aug 11, 2026 | Deed, Transfer · Conventional Mortgage SWBC MORTGAGE CORPORATION |
| Apr 15, 2026 | Deed of Trust, Mortgage · Conventional Mortgage NONE LISTED ON DOCUMENT |
| Aug 31, 2017 | Loan Modification, Mortgage · Conventional Mortgage VBS MTG |
| Aug 31, 2017 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage HUD-HOUSING/URBAN DEV |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 11, 2026 · Amount on Record |
| Deed Sale | Aug 11, 2026 · Amount on Record |
| Prior Sale | Jul 10, 2015 · Amount on Record |
| Deed Doc Number | 2026 |
| Deed Book / Page | 7989 / 218 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Recording Date | Aug 11, 2026 |
| Property Address | 49 N MAIN ST, SMITHSBURG, MD 21783-9609 |
| Document Number | 7989000218 |
| Book / Page | 7989 / 218 |
| Instrument Date | Aug 06, 2026 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2026 |
| Title Company | COMMUNITY TITLE, COMMUNITY TITLE NETWORK |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $30,805.00 |
| Amount Accuracy | Calculated from Tax (Full/Partial Unknown) |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 49 N MAIN ST, SMITHSBURG, MD 21783-9609 |
| Document Number | 7989000224, |
|---|---|
| Date | Aug 11, 2026 |
| Book Page | 7989/224 |
| Name | SWBC MORTGAGE CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.49% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Recording Date | Apr 15, 2026 |
| Property Address | 49 N MAIN ST, SMITHSBURG, MD 21783-9609 |
| Document Number | 7901000282 |
| Book / Page | 7901 / 282 |
| Instrument Date | Apr 08, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner, 167 |
| Address | 49 N MAIN ST, SMITHSBURG, MD 21783-9609 |
| Document Number | 7901000282, |
|---|---|
| Date | Apr 15, 2026 |
| Book Page | 7901/282 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.11% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Property Address | 49 N MAIN ST, SMITHSBURG, MD 21783-9609 |
| Document Number | 0055930397 |
| Instrument Date | Aug 31, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 17, 2017 |
| Title Company | SINGLESOURCE PROPERTY SOLUTION, SINGLESOURCE PROP SOLUTION |
| Name | Verified Name |
|---|---|
| Address | 49 N MAIN ST SMITHSBURG MD 217839609, SMITHSBURG, MD 21783-9609 |
| Document Number | 0055930397 |
|---|---|
| Date | Sep 21, 2017 |
| Book Page | 005593/000397 |
| Name | VBS MTG |
|---|---|
| Type | Mortgage Company |
| Address | RESTON, VA 20190 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 20, 2047 |
| Rate | 4.37% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Property Address | 49 N MAIN ST, SMITHSBURG, MD 21783-9609 |
| Document Number | 0056000081 |
| Instrument Date | Aug 31, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 11, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 49 N MAIN ST SMITHSBURG MD 217839609, SMITHSBURG, MD 21783-9609 |
| Document Number | 0056000081 |
|---|---|
| Date | Sep 28, 2017 |
| Book Page | 005600/000081 |
| Name | HUD-HOUSING/URBAN DEV |
|---|
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 27, 2047 |
Source: Washington County records · Assessment roll updated August 4, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Washington County |
| Municipality | Smithsburg Town |
| Unified School District | Washington County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $302,933 (+14.24%) | $340,700 (-) Land $58,500 Building $282,200 | |
| 2025 | $2,105.00 (+1.64%) Homeowner's exemption | $265,167 (+28.02%) | $340,700 (+49.82%) Land $58,500 Building $282,200 |
| 2024 | $2,071.00 (+9.29%) | ||
| 2023 | $1,895.00 | $207,133 | $227,400 Land $58,500 Building $168,900 |
49 N Main St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Washington County (24043C), updated August 14, 2017
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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