Ulster County and Rochester Town property record for 49 N Decter Dr, Kerhonkson, NY 12446
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 988 sqft · built 1990 |
| Lot Size | 2.13 acres (92,783 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $180,000 (Feb 2019) |
| Tax Bill | $5,182 (2025) |
| Deeds & Mortgages | Sep 2025 Refinance Mar 2020 Refinance + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 514400 76.1-2-13 |
| Primary APN | 514400 76.1-2-13 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 988 sqft Living Area |
| 1st Floor Area | 988 sqft |
| Game Room | Game Room |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 92,783 sqft (2.13 acres) |
| Garage Type | Detached |
| Garage Area | 768 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 376 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 111306.000 |
|---|---|
| Street Address | 49 N DECTER DR |
| City | KERHONKSON |
| State | NY |
| Zip | 12446-2723 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Block | 2 |
| Legal Lot Number | 13.000 |
| Jurisdiction | ULSTER NY |
| Township / Civil Division | ROCHESTER |
| Census Block Group | 2 |
| Census Block | 2027 |
| Census Tract | 955002 |
Source: Ulster County and Rochester Town assessment roll, as of April 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 49 N DECTER DR, KERHONKSON, NY 12446-2723 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 29, 2025 | Deed of Trust, Mortgage · Stand-Alone Refinance ULSTER SAVINGS BANK |
| Mar 26, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance ULSTER SAVINGS BANK |
| Mar 24, 2020 | Loan Modification, Mortgage · Conventional with PMI ULSTER SVGS BK |
| Feb 19, 2019 | Executor's Deed, Transfer · Stand-Alone First Mortgage ULSTER SAVINGS BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 19, 2019 · Amount on Record |
| Deed Sale | Feb 19, 2019 · Amount on Record |
| Deed Document Number | 20192158 |
| Deed Book / Page | 6400 / 83 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ULSTER NY |
| Property Address | 49 N DECTER DR, KERHONKSON, NY 12446-2723 |
| Transaction Type | Mortgage |
| Record Updated | Oct 22, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000011411 |
|---|---|
| Date | Sep 29, 2025 |
| Book Page | 13601/146 |
| Instrument | 2025-11411 |
| Name | ULSTER SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Oct 1, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ULSTER NY |
| Property Address | 49 N DECTER DR, KERHONKSON, NY 12446-2723 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000004354 |
|---|---|
| Date | Mar 26, 2020 |
| Book Page | 12029/173 |
| Instrument | 2020-4354 |
| Name | ULSTER SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2050 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ULSTER NY |
| Property Address | 49 N DECTER DR, KERHONKSON, NY 12446-2723 |
| Document Number | 0000004355 |
| Instrument Date | Mar 24, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 700 FORT WASHINGTON AVE #4F NEW YORK NY 100403721, 4F, NEW YORK, NY 10040-3721 |
| Document Number | 0000004355 |
|---|---|
| Date | Mar 26, 2020 |
| Book Page | 006581/000224 |
| Instrument | 4355 |
| Name | ULSTER SVGS BK |
|---|---|
| Type | Federal Savings Bank |
| Address | KINGSTON, NY 12401 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 25, 2050 |
| Rate | 3.5% |
|---|
| Document Type | Executor's Deed |
|---|---|
| Jurisdiction | ULSTER NY |
| Recording Date | Feb 19, 2019 |
| Property Address | 49 N DECTER DR, KERHONKSON, NY 12446-2723 |
| Document Number | 0000002158 |
| Book / Page | 6400 / 83 |
| Instrument Date | Feb 4, 2019 |
| Instrument | 2019-2158 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 600 W 187TH ST APT 31, 31, NEW YORK, NY 10033-1342 |
| Document Number | 0000002159 |
|---|---|
| Date | Feb 19, 2019 |
| Instrument | 2019-2159 |
| Name | ULSTER SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Number | 0000002158 |
|---|---|
| Date | Feb 19, 2019 |
| Book Page | 6400/83 |
| Instrument | 2019-2158 |
| Name | ULSTER SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Mar 1, 2048 |
Source: Ulster County and Rochester Town assessment roll, as of April 20, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Ulster County |
| County Subdivision | Rochester Town |
| Unified School District | Rondout Valley Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,182.00 (+294.67%) | $198,000 (-) Land $58,000 Building $140,000 | $373,585 (+18.87%) Land $109,434 Building $264,151 |
| 2023 | $198,000 (-) Land $58,000 Building $140,000 | $314,286 (+14.29%) Land $92,064 Building $222,222 | |
| 2022 | $198,000 Land $58,000 Building $140,000 | $275,000 Land $80,556 Building $194,444 | |
| 2021 | $1,313.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 5, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2011) |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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