49 Murray Rd, Kerhonkson, NY 12446 Property Records

Ulster County and Rochester Town property record for 49 Murray Rd, Kerhonkson, NY 12446

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 675 sqft · built 1966
Lot Size	2.83 acres (123,275 sqft)
Owner	2 Individual Names on Record
Last Sale	$175,000 (Mar 2018)
Tax Bill	$4,122 (2025)
Deeds & Mortgages	Sep 2020 Refinance Sep 2020 Loan Modification + 1 more
Flood Zone	Zone A (high risk)
APN	`514400 52.20-1-39`

Property Details

APN / Parcel Number

Primary APN	`514400 52.20-1-39`
Alternative APN	`125491.000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	675 sqft Living Area
1st Floor Area	675 sqft

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1990
Architectural Style	Cottage
Exterior Material	Wood
Foundation Type	Slab (Mat/Raft)
Lot Area	123,275 sqft (2.83 acres)
Porch	Slab

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	125491.000
Street Address	49 MURRAY RD
City	KERHONKSON
State	NY
Zip	12446-1012
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Block	1
Legal Lot Number	39.000
Jurisdiction	ULSTER NY
Township / Civil Division	ROCHESTER
Census Block Group	2
Census Block	2000
Census Tract	955001

Owner

Source: Ulster County and Rochester Town records, as of April 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	49 MURRAY RD, KERHONKSON, NY 12446-1012
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance ULSTER SAVINGS BANK
Sep 17, 2020	Loan Modification, Mortgage · Conventional with PMI ULSTER SVGS BK
Mar 12, 2018	Grant Deed, Transfer · Conventional with PMI ULSTER SVGS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 12, 2018 · Amount on Record
Deed Sale	Mar 12, 2018 · Amount on Record
Deed Document Number	20183406
Deed Book / Page	6275 / 55
Prior Transfer Date	Sep 16, 2005
Prior Transfer Doc	0000029061
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ULSTER NY
Property Address	49 MURRAY RD, KERHONKSON, NY 12446-1012
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013612
Date	Sep 24, 2020
Book Page	12173/42
Instrument	2020-13612

Lender

Name	ULSTER SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

September 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ULSTER NY
Property Address	49 MURRAY RD, KERHONKSON, NY 12446-1012
Document Number	0000013613
Instrument Date	Sep 17, 2020
Transaction Type	Mortgage
Record Updated	Oct 13, 2020
Title Company	OTHER

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	49 MURRAY RD KERHONKSON NY 124461012, KERHONKSON, NY 12446-1012

Mortgage

Document Number	0000013613
Date	Sep 24, 2020
Book Page	006678/000062
Instrument	13613

Lender

Name	ULSTER SVGS BK
Type	Federal Savings Bank
Address	KINGSTON, NY 12401

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 23, 2050

Interest

Rate	3.5%

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ULSTER NY
Recording Date	Mar 12, 2018
Property Address	49 MURRAY RD, KERHONKSON, NY 12446-1012
Document Number	0000003406
Book / Page	006275 / 000055
Instrument Date	Mar 9, 2018
Instrument	3406
Transaction Type	Transfer
Record Updated	Mar 26, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$700.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	293 DEVOE ST #3A BROOKLYN NY 112114107, 3A, BROOKLYN, NY 11211-4107

Mortgage

Document Number	3407
Date	Mar 12, 2018
Book Page	011518/000295
Instrument	3407

Lender

Name	ULSTER SVGS BK
Type	Federal Savings Bank
Address	KINGSTON, NY 12401

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Mar 11, 2048

Tax Assessment & Valuation

Source: Ulster County and Rochester Town assessment roll, as of April 20, 2026

Property Jurisdictions

Type	Name
State	New York
County	Ulster County
County Subdivision	Rochester Town
Unified School District	Rondout Valley Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,122.00 (+294.45%)	$157,500 (-) Land $54,000 Building $103,500	$297,170 (+18.87%) Land $101,887 Building $195,283
2023		$157,500 (-) Land $54,000 Building $103,500	$250,000 (+14.29%) Land $85,714 Building $164,286
2022		$157,500 Land $54,000 Building $103,500	$218,750 Land $75,000 Building $143,750
2021	$1,045.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 5, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

No cell data coverage reported

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