49 Montgomery St, Chicopee, MA 01020 Property Records

Hampden County and Chicopee City property record for 49 Montgomery St, Chicopee, MA 01020 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 1,902 sqft · built 1900
Lot Size	0.101 acres (4,403 sqft)
Owner	2 Individual Names on File
Last Sale	$155,000 (Dec 2017)
Tax Bill	$3,171 (2025)
Deeds & Mortgages	Dec 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`230-00015`

Property Details

APN / Parcel Number

Primary APN	`230-00015`
Alternative APN	`CHIC M:0230 P:00015`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	1,902 sqft Living Area
Gross Area	2,848 sqft
1st Floor Area	1,028 sqft
Basement Area	874 sqft
Unfinished Basement	874 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Other
Exterior Material	Asbestos
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,403 sqft (0.101 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	230-00015
Street Address	49 MONTGOMERY ST
City	CHICOPEE
State	MA
Zip	01020-1926
Property Category	Residential
Property Type	Residential > Single Family > Home
Jurisdiction	CHICOPEE MA
Township / Civil Division	CHICOPEE
Census Block Group	3
Census Block	3012
Census Tract	810601

Owner

Source: Hampden County and Chicopee City records · APN 230-00015

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	49 MONTGOMERY ST, CHICOPEE, MA 01020-1926
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 26, 2017 · Amount on Record
Deed Sale	Dec 26, 2017 · Amount on Record
Prior Sale	Dec 31, 2013 · Amount on Record
Deed Document Number	201776487
Deed Book / Page	22002 / 533
Transfer Doc	19569-436
Record Updated	Jun 08, 2026

December 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CHICOPEE MA
Recording Date	Dec 26, 2017
Property Address	49 MONTGOMERY ST, CHICOPEE, MA 01020-1926
Document Number	22002-533
Book / Page	22002 / 533
Instrument	76487
Transaction Type	Subdivision Related Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$14.64
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	49 MONTGOMERY ST, CHICOPEE, MA 01020-1926

Mortgage

Document Number	220020537
Date	Dec 26, 2017
Instrument	22002/0537

Lender

Name	RADIUS FINANCIAL GRP
Type	Funding / Finance Company

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Dec 26, 2032

Tax Assessment & Valuation

Source: Hampden County and Chicopee City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Chicopee City
Unified School District	Chicopee School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,171.00 (+5.42%)	$209,200 (+2.65%) Land $66,200 Building $143,000	$262,485
2024	$3,008.00 (+6.48%)	$203,800 (+9.28%) Land $64,900 Building $138,900
2023	$2,825.00	$186,500 Land $59,000 Building $127,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hampden County (25013C), updated June 7, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.