49 Mission Cove Cir, Saint Augustine, FL 32084 Property Records

St. Johns County property record for 49 Mission Cove Cir, Saint Augustine, FL 32084

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,126 sqft · built 2012
Lot Size	0.16 acres (6,969 sqft)
Owner	Individual Name on File
Last Sale	$362,000 (Jun 2026)
Tax Bill	$2,640 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Jun 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`088661-0420`

Property Details

APN / Parcel Number

Primary APN	`088661-0420`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	2,126 sqft Living Area
Gross Area	2,710 sqft
1st Floor Area	2,126 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Exterior Material	Stucco
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,969 sqft (0.16 acres)
Garage Type	Attached
Garage Area	414 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished Screened Porch
Porch Area	285 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	49 MISSION COVE CIR
City	SAINT AUGUSTINE
State	FL
Zip	32084-1151
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	63/47-55 MISSION TRACE LOT 42 OR3669/1503
Legal Range	29E
Legal Township	07S
Legal Section	10
Legal Subdivision	MISSION TRACE
Legal Block	2
Legal Lot Number	42
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	2
Census Block	2000
Census Tract	21003

Owner

49 Mission Cove Cir is owned and occupied by an individual who bought it in June 2026.

Source: St. Johns County records, as of June 12, 2026

Owner of Record	Individual Name on File
Mailing Address	49 MISSION COVE CIR, SAINT AUGUSTINE, FL 32084-1151
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2026	Warranty Deed, Transfer · Conventional Mortgage AMERIS BANK
Jun 2, 2026	Warranty Deed, Transfer · Conventional Mortgage AMERIS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 2, 2026 · Amount on File
Deed Sale	Jun 2, 2026 · Amount on File
Prior Sale	Jan 9, 2013 · Amount on File
Deed Document Number	202646662
Deed Book / Page	6374 / 1335
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jun 2, 2026
Property Address	49 MISSION COVE CIR, SAINT AUGUSTINE, FL 32084-1151
Document Number	0000046662
Book / Page	6374 / 1335
Instrument Date	May 27, 2026
Instrument	202646662
Transaction Type	Transfer
Record Updated	Jun 12, 2026
Title Company	LAND TITLE CORPORATION, LAND TITLE OF AMERICA

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$255,934.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	49 MISSION COVE CIR, SAINT AUGUSTINE, FL 32084-1151

Mortgage

Document Number	0000046663,
Date	Jun 2, 2026
Instrument	202646663

Lender

Name	AMERIS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

Mortgage

Document Number	0000046664,
Date	Jun 2, 2026
Book Page	6374/1354
Instrument	202646664

Lender

Name	STATE JOHNS COUNTY (FL)

Agreement

Amount	Amount on Record

Interest

Rate	6.3%
Max Rate	-1%

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jun 2, 2026
Property Address	49 MISSION COVE CIR, SAINT AUGUSTINE, FL 32084-1151
Document Number	0063741335
Book / Page	6374 / 1335
Instrument Date	May 27, 2026
Instrument	202646662
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	LAND TITLE CORPORATION, LAND TITLE OF AMERICA

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$255,934.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	49 MISSION COVE CIR, SAINT AUGUSTINE, FL 32084-1151

Mortgage

Document Number	0000046663,
Date	Jun 2, 2026
Instrument	202646663

Lender

Name	AMERIS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

Mortgage

Document Number	0000046664,
Date	Jun 2, 2026
Book Page	6374/1354
Instrument	202646664

Lender

Name	STATE JOHNS COUNTY (FL)

Agreement

Amount	Amount on Record

Interest

Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 49 Mission Cove Cir was $2,640 with exemptions applied, up 10.9% from the year before.

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$220,090 (+2.7%)	$342,087 (+0.69%) Land $85,000 Building $257,087
2025	$2,640.00 (+10.92%) Homeowner's exemption Widower's exemption	$214,304 (+2.9%)	$339,726 (-6.9%) Land $85,000 Building $254,726
2024	$2,380.00 (+2.15%) Homeowner's exemption	$208,264 (+3%)	$364,895 (+0.8%) Land $85,000 Building $279,895
2023	$2,330.00 (+3.37%) Homeowner's exemption	$202,198 (+3%)	$362,001 (+16.04%) Land $79,128 Building $282,873
2022	$2,254.00 Homeowner's exemption	$196,309	$311,958 Land $50,400 Building $261,558

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 49 Mission Cove Cir in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 28 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	28 in force
Nearby Flood Claims	3 (1996–2001)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Sep 2001 · Severe Storms, Tornadoes And Flooding Associated With Tropical Storm Gabrielle
Claims by Event	Severe Storms, Tornadoes And Flooding Associated With Tropical Storm Gabrielle, Sep 2001 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 49 Mission Cove Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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