49 Middlesex Rd, Rochester, NY 14610 Property Records

Monroe County and Rochester City property record for 49 Middlesex Rd, Rochester, NY 14610

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,740 sqft · built 1925
Lot Size	0.12 acres (5,227 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,756 (2024)
Deeds & Mortgages	Mar 2021 Sale & Mortgage Dec 2020 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`071227-02.0`

Property Details

APN / Parcel Number

Primary APN	`071227-02.0`
Alternative APNs	`140012240000010330010000` `261400 122.40-1-33.001`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,740 sqft Living Area
1st Floor Area	696 sqft
2nd Floor Area	696 sqft
Upper Floors Area	348 sqft

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	5,227 sqft (0.12 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Porch	Porch
Porch Area	182 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	071227-02.0
Street Address	49 MIDDLESEX RD
City	ROCHESTER
State	NY
Zip	14610-1149
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	11
Legal Block	1
Legal Lot Number	33.001
Jurisdiction	MONROE NY
Township / Civil Division	ROCHESTER
Census Block Group	3
Census Block	3004
Census Tract	7700

Owner

Source: Monroe County and Rochester City records, as of March 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	49 MIDDLESEX RD, ROCHESTER, NY 14610-1149
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2021	Warranty Deed, Transfer · Conventional Mortgage KEY BANK NA
Dec 14, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Mar 27, 2019	Warranty Deed, Transfer · Conventional Mortgage PREMIUM MORTGAGE CORP
Aug 31, 2018	Warranty Deed, Construction Loan · Line of Credit LORI A LEVINE

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Jun 8, 2026

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE NY
Recording Date	Mar 25, 2021
Property Address	49 MIDDLESEX RD, ROCHESTER, NY 14610-1149
Document Number	0000000914
Book / Page	12478 / 387
Map Reference	LB 34 PG 27
Instrument Date	Mar 23, 2021
Instrument	202103250914
Transaction Type	Transfer
Record Updated	May 5, 2022
Title Company	STEWART TITLE, STEWART TITLE INS CO UPSTATE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$920.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	109 BROADMOOR TRL, 109, FAIRPORT, NY 14450-9384

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	2494 EDGEMERE DR, ROCHESTER, NY 14612-1145

Mortgage

Document Number	0000000915
Date	Mar 25, 2021
Instrument	202103250915

Lender

Name	KEY BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONROE NY
Recording Date	Dec 14, 2020
Property Address	49 MIDDLESEX RD, ROCHESTER, NY 14610-1149
Document Number	0000000832
Book / Page	012436 / 000191
Instrument Date	Oct 4, 2019
Instrument	832
Transaction Type	Transfer
Record Updated	Feb 9, 2021
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	109 BROADMOOR TRL FAIRPORT NY 144509384, FAIRPORT, NY 14450-9384

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE NY
Recording Date	Mar 27, 2019
Property Address	49 MIDDLESEX RD, ROCHESTER, NY 14610-1149
Document Number	0000000948
Book / Page	12163 / 308
Map Reference	LB 34 PG 27
Instrument Date	Feb 14, 2019
Instrument	201903270948
Transaction Type	Transfer
Record Updated	May 5, 2022
Title Company	STEWART TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$720.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1930 E MAIN ST, 1930, ROCHESTER, NY 14609-7414

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	49 MIDDLESEX RD, ROCHESTER, NY 14610-1149

Mortgage

Document Number	0000000949
Date	Mar 27, 2019
Instrument	201903270949

Lender

Name	PREMIUM MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2049

August 2018: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	MONROE NY
Recording Date	Aug 31, 2018
Property Address	49 MIDDLESEX RD, ROCHESTER, NY 14610-1149
Document Number	0000000415
Book / Page	012075 / 000681
Instrument Date	Aug 18, 2018
Instrument	415
Transaction Type	Construction Loan
Record Updated	Sep 19, 2018

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$240.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1930 E MAIN ST ROCHESTER NY 146097414, ROCHESTER, NY 14609-7414

Mortgage

Document Number	416
Date	Aug 31, 2018
Book Page	027747/000013
Instrument	416

Lender

Name	LORI A LEVINE
Address	21 MILL NECK LN, PITTSFORD, NY 14534-3059

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Aug 30, 2019

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Monroe County and Rochester City assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Monroe County
Municipality	Rochester City
Unified School District	Rochester City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$294,400 (+73.18%) Land $10,400 Building $284,000	$294,400 (+43.74%) Land $10,400 Building $284,000
2024	$2,756.00
2023		$170,000 Land $7,500 Building $162,500	$204,819 Land $9,036 Building $195,783

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCHESTER CITY serves 210,000 people · EPA ID NY2704518
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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