49 Melody Ln, Plattsburgh, NY 12901 Property Records

Clinton County and Plattsburgh Town property record for 49 Melody Ln, Plattsburgh, NY 12901

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,492 sqft · built 1993
Lot Size0.863 acres (37,600 sqft)
OwnerIndividual Name on Record
Last Sale$270,000 (Sep 2019)
Tax Bill$2,844 (2025)
Deeds & MortgagesMay 2026 Mortgage
Sep 2019 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN094200 206.-5-24

Property Details

APN / Parcel Number

Primary APN094200 206.-5-24
Alternative APN
  • 420020600000050240000000

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms6 Rooms
Stories2 Stories
Building Area2,492 sqft Living Area
1st Floor Area1,548 sqft
2nd Floor Area944 sqft

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 2003
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Lot Area37,600 sqft (0.863 acres)
Lot Dimensions188 ft deep x 200 ft wide
Garage TypeDetached
Garage Area1,650 sqft
Parking Spaces7 Parking Spaces

Exterior Amenities

Pool TypeAbove-Ground Pool
PorchSlab
Porch Area687 sqft
Patio Area250 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address49 MELODY LN
CityPLATTSBURGH
StateNY
Zip12901-6414
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-2
Legal Description8 POP MELODY LN LOT 22
Legal Block5
Legal Lot Number24.000
JurisdictionCLINTON NY
Township / Civil DivisionPLATTSBURGH
Census Block Group1
Census Block1013
Census Tract100800

Owner

Source: Clinton County and Plattsburgh Town records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address49 MELODY LN, PLATTSBURGH, NY 12901-6414
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 1, 2026Deed of Trust, Mortgage
RELIANCE FIRST CAPITAL
Sep 30, 2019Warranty Deed, Transfer · Conventional Mortgage
FREEDOM MTG
Jan 31, 2019Deed of Trust, Mortgage
NOT AVAILABLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 30, 2019 · Amount on Record
Deed SaleSep 30, 2019 · Amount on Record
Deed Document Number2019303544
Record UpdatedSep 20, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLINTON NY
Recording DateMay 1, 2026
Property Address49 MELODY LN, PLATTSBURGH, NY 12901-6414
Document Number0000350172
Instrument DateApr 24, 2026
Instrument2026350172
Transaction TypeMortgage
Record UpdatedJul 12, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address49 MELODY LN, PLATTSBURGH, NY 12901-6414

Mortgage

Document Number0000350172,
DateMay 1, 2026
Instrument2026350172
Lender
NameRELIANCE FIRST CAPITAL
Agreement
AmountAmount Recorded
Term360 Months
DueJun 1, 2056
Interest
Rate6.38%
Max Rate-1%

September 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLINTON NY
Recording DateSep 30, 2019
Property Address49 MELODY LN, PLATTSBURGH, NY 12901-6414
Document Number0000303544
Instrument DateSep 25, 2019
Instrument303544
Transaction TypeTransfer
Record UpdatedOct 15, 2019
Title CompanyCLINTON ABSTRACT, CLINTON ABS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,080.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address71 CHAMPLAIN ST PLATTSBURGH NY 129011513, PLATTSBURGH, NY 12901-1513

Mortgage

Document Number303545
DateSep 30, 2019
Instrument303545
Lender
NameFREEDOM MTG
TypeMortgage Company
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 29, 2049

January 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLINTON NY
Property Address49 MELODY LN, PLATTSBURGH, NY 12901-6414
Document Number0000299342
Instrument DateJan 31, 2019
Transaction TypeMortgage
Record UpdatedMay 21, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address17 MADISON ST GRANVILLE NY 128321221, GRANVILLE, NY 12832-1221

Tax Assessment & Valuation

Source: Clinton County and Plattsburgh Town assessment roll, as of March 30, 2026

Property Jurisdictions

TypeName
StateNew York
CountyClinton County
County SubdivisionPlattsburgh Town
Unified School DistrictBeekmantown Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,844.00$391,500 (+42.36%) Land $68,500 Building $323,000$414,000 (+27.98%) Land $72,437 Building $341,563
2023$275,000 Land $69,800 Building $205,200$323,500 Land $82,110 Building $241,390

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 20, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPLATTSBURGH CONSOLIDATED WATER DISTRICT
serves 11,162 people · EPA ID NY0900220
Water SourceGroundwater
Last State InspectionMar 2026
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880

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