Hampden County and Westfield City property record for 49 Mechanic St, Westfield, MA 01085
| Property Type | Duplex |
|---|---|
| Details | 6 bd · 3 ba · 4,088 sqft · built 2020 |
| Lot Size | 0.342 acres (14,904 sqft) |
| Owner | Company Name on File |
| Last Sale | $85,101 (Dec 2017) |
| Tax Bill | $7,850 (2026) |
| Deeds & Mortgages | Feb 2026 Mortgage Nov 2025 Transfer + 2 more |
| Flood Zone | Zone X (moderate risk) |
| APN | WFLD M:10 L:38 |
| Primary APN | WFLD M:10 L:38 |
|---|---|
| Alternative APN |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 10 Rooms |
| Units | 2 Units |
| Stories | 3 Stories |
| Building Area | 4,088 sqft Living Area |
| Gross Area | 5,729 sqft |
| Basement Area | 1,068 sqft |
| Unfinished Basement | 1,068 sqft |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Stone |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 14,904 sqft (0.342 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Street Address | 49 MECHANIC ST |
|---|---|
| City | WESTFIELD |
| State | MA |
| Zip | 01085-3028 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | BA |
| Legal Lot Number | 38 |
| Jurisdiction | WESTFIELD MA |
| Township / Civil Division | WESTFIELD |
| Census Block Group | 4 |
| Census Block | 4002 |
| Census Tract | 812702 |
49 Mechanic St, a duplex, is owned by a company that acquired it in November 2025.
Source: Hampden County and Westfield City records, as of October 20, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 85 ORANGE ST, WESTFIELD, MA 01085-2335 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 26, 2026 | Deed of Trust, Mortgage BANKESB |
| Nov 13, 2025 | Quit Claim Deed, Transfer Quitclaim |
| Sep 7, 2018 | Deed of Trust, Mortgage WESTFIELD BANK |
| Dec 20, 2017 | Foreclosure |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 20, 2017 · Amount on File |
| Deed Sale | Dec 20, 2017 · Amount on File |
| Prior Sale | Nov 27, 2007 · Amount on File |
| Deed Book / Page | 21996 / 450 |
| Last Transfer Date | Nov 12, 2025 |
| Transfer Doc | 026108-428 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTFIELD MA |
| Property Address | 49 MECHANIC ST, WESTFIELD, MA 01085-3028 |
| Transaction Type | Mortgage |
| Record Updated | Mar 18, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00026232-9 |
|---|---|
| Date | Feb 26, 2026 |
| Book Page | 26232/9 |
| Instrument | 8297 |
| Name | BANKESB |
|---|
| Amount | Amount on Record |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WESTFIELD MA |
| Recording Date | Nov 13, 2025 |
| Property Address | 49 MECHANIC ST, WESTFIELD, MA 01085-3028 |
| Document Number | 026108-428 |
| Book / Page | 26108 / 428 |
| Instrument Date | Nov 12, 2025 |
| Instrument | 54389 |
| Transaction Type | Transfer |
| Record Updated | Dec 10, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 85 ORANGE ST, WESTFIELD, MA 01085-2335 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTFIELD MA |
| Property Address | 49 MECHANIC ST, WESTFIELD, MA 01085-3028 |
| Transaction Type | Mortgage |
| Record Updated | Jun 24, 2022 |
| Name | Verified Name |
|---|
| Document Number | 022349-325 |
|---|---|
| Date | Sep 7, 2018 |
| Book Page | 22349/325 |
| Instrument | 53718 |
| Name | WESTFIELD BANK |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|
| Document Type | Foreclosure |
|---|---|
| Jurisdiction | WESTFIELD MA |
| Recording Date | Dec 20, 2017 |
| Property Address | 49 MECHANIC ST, WESTFIELD, MA 01085-3028 |
| Document Number | 21996-450 |
| Book / Page | 021996 / 000450 |
| Instrument Date | Nov 9, 2017 |
| Instrument | 75577 |
| Transaction Type | Foreclosure |
| Record Updated | Jan 11, 2018 |
| Amount | Amount on Record |
|---|---|
| Tax | $395.72 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Partnership |
| Address | 25 BIRCH CIR CHESTER MA 010119448, CHESTER, MA 01011-9448 |
The 2026 property tax bill for 49 Mechanic St was $7,850, up 12.4% from the year before.
Source: Hampden County and Westfield City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| Municipality | Westfield City |
| Unified School District | Westfield School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,850.00 (+12.45%) | $525,800 (+14.33%) Land $77,100 Building $448,700 | $392,986 |
| 2025 | $6,981.00 | $459,900 Land $79,400 Building $380,500 | |
| 2023 | $6,536.00 | $384,900 Land $68,700 Building $316,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 49 Mechanic St in Zone X, an area of moderate flood risk.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 49 Mechanic St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WESTFIELD DPWWATER DIVISION serves 41,094 people · EPA ID MA1329000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 485 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Whip City Fiber Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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