Albany County and Albany City property record for 49 McCarty Ave, Albany, NY 12202
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,600 sqft · built 1930 |
| Lot Size | 0.034 acres (1,500 sqft) |
| Owner | Individual Name on File |
| Last Sale | $177,500 (Oct 2025) |
| Tax Bill | $3,651 (2026) |
| Deeds & Mortgages | Jul 2023 Line of Credit Oct 2025 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 010100 76.79-1-34 |
| Primary APN | 010100 76.79-1-34 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,600 sqft Living Area |
| 1st Floor Area | 800 sqft |
| 2nd Floor Area | 800 sqft |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 1,500 sqft (0.034 acres) |
| Lot Dimensions | 75 ft deep x 20 ft wide |
| Porch | Porch |
| Porch Area | 48 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 07607900010340000000 |
|---|---|
| Street Address | 49 MCCARTY AVE |
| City | ALBANY |
| State | NY |
| Zip | 12202-1108 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2A |
| Legal Description | 2 COMP BRICK & WOOD 0104422 |
| Legal Subdivision | WALSGH ESTATE |
| Legal Block | 1 |
| Legal Lot Number | 34.000 |
| Jurisdiction | ALBANY NY |
| Township / Civil Division | ALBANY |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 2600 |
49 McCarty Ave is owned by an individual who bought it in October 2025.
Source: Albany County and Albany City records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 171 HILL ST, TROY, NY 12180-4527 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 12, 2023 | Deed of Trust, Mortgage · Line of Credit BROADVIEW FCU |
| Oct 27, 2025 | Warranty Deed, Transfer · Conventional Mortgage HOMESTEAD FUNDING CORP |
| Jun 27, 2018 | Grant Deed, Transfer · Conventional with PMI SEFCU |
| Mar 28, 2018 | Grant Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 27, 2025 · Amount on File |
| Deed Sale | Oct 27, 2025 · Amount on File |
| Prior Sale | Jun 27, 2018 · Amount on File |
| Deed Document Number | 202519510 |
| Prior Transfer Date | Jun 21, 2018 |
| Prior Transfer Doc | 0000014140 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 49 MCCARTY AVE, ALBANY, NY 12202-1108 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|---|
| Address | 49 MCCARTY AVE, ALBANY, NY 12202-1108 |
| Document Number | 0000002195 |
|---|---|
| Date | Jul 12, 2023 |
| Instrument | R2023-12195 |
| Name | BROADVIEW FCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12205 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jul 11, 2038 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ALBANY NY |
| Recording Date | Oct 27, 2025 |
| Property Address | 49 MCCARTY AVE, ALBANY, NY 12202-1108 |
| Document Number | 0000009510 |
| Instrument Date | Oct 17, 2025 |
| Instrument | R2025-19510 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Title Company | SHAKER ABSTRACT AND TITLE LLC, SHAKER ABSTRACT & TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $710.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 49 MCCARTY AVE, ALBANY, NY 12202-1108 |
| Name | Verified Name |
|---|---|
| Address | 171 HILL ST, TROY, NY 12180-4527 |
| Document Number | 0000009511 |
|---|---|
| Date | Oct 27, 2025 |
| Instrument | R2025-19511 |
| Name | HOMESTEAD FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.62% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Nov 1, 2030 |
| Change Frequency | Annually |
| Min Rate At Change | 4.62% |
| Max Rate At Change | 8.62% |
| Index | 1-Year CMT |
| Max Rate | 11.6% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ALBANY NY |
| Recording Date | Jun 27, 2018 |
| Property Address | 49 MCCARTY AVE, ALBANY, NY 12202-1108 |
| Document Number | 0000014140 |
| Instrument Date | Jun 21, 2018 |
| Instrument | 14140 |
| Transaction Type | Transfer |
| Record Updated | Jul 24, 2018 |
| Title Company | OTHER |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $320.00 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 49 MCCARTY AVE ALBANY NY 122021108, ALBANY, NY 12202-1108 |
| Document Number | 14141 |
|---|---|
| Date | Jun 27, 2018 |
| Instrument | 14141 |
| Name | SEFCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12206 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 26, 2048 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ALBANY NY |
| Recording Date | Mar 28, 2018 |
| Property Address | 49 MCCARTY AVE, ALBANY, NY 12202-1108 |
| Document Number | 0000006790 |
| Instrument Date | Mar 27, 2018 |
| Instrument | 6790 |
| Transaction Type | Transfer |
| Record Updated | Apr 13, 2018 |
| Amount | Amount on Record |
|---|---|
| Tax | $12.00 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 134 RARICK RD SELKIRK NY 121582104, SELKIRK, NY 12158-2104 |
The 2026 property tax bill for 49 McCarty Ave was $3,651.
Source: Albany County and Albany City assessment roll, as of March 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Albany County |
| Municipality | Albany City |
| Unified School District | Albany City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,651.00 | ||
| 2025 | $136,000 (-) Land $27,200 Building $108,800 | $141,667 (+4.17%) Land $28,333 Building $113,334 | |
| 2024 | $136,000 (+94.29%) Land $27,200 Building $108,800 | $136,000 (+37.61%) Land $27,200 Building $108,800 | |
| 2023 | $70,000 (-) Land $17,400 Building $52,600 | $98,828 (+12.55%) Land $24,566 Building $74,262 | |
| 2022 | $70,000 Land $17,400 Building $52,600 | $87,807 Land $21,826 Building $65,981 | |
| 2021 | $2,980.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 49 McCarty Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 6, 2019
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 49 McCarty Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.9% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ALBANY CITY serves 98,000 people · EPA ID NY0100189 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 13 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 654 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Hudson Valley Wireless Fixed Wireless | 200 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures