49 Massachusetts St, Cranston, RI 02920 Property Records

Cranston City property record for 49 Massachusetts St, Cranston, RI 02920

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 2,288 sqft · built 1947
Lot Size	0.147 acres (6,400 sqft)
Owner	Individual Name on Record
Last Sale	$325,000 (Aug 2020)
Tax Bill	$5,699 (2025)
Deeds & Mortgages	May 2022 Mortgage Aug 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`CRAN M:8-1 L:2101 U`

Property Details

APN / Parcel Number

Primary APN	`CRAN M:8-1 L:2101 U`
Alternative APNs	`M:8=1 L:2101 U` `19169128`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,288 sqft Living Area
Gross Area	3,447 sqft
1st Floor Area	1,144 sqft
Basement Area	1,144 sqft
Unfinished Basement	1,144 sqft

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,400 sqft (0.147 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Account Number	19169128
Street Address	49 MASSACHUSETTS ST
City	CRANSTON
State	RI
Zip	02920-5112
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	B1
Legal Lot Number	2101
Jurisdiction	CRANSTON RI
Township / Civil Division	CRANSTON
Census Block Group	4
Census Block	4019
Census Tract	14700

Owner

Source: Cranston City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	49 MASSACHUSETTS ST, CRANSTON, RI 02920-5112
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 19, 2022	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Aug 27, 2020	Warranty Deed, Transfer · FHA Mortgage HOMESTAR MORTAGE INC
Jan 27, 2017	Warranty Deed, Transfer SHAMROCK FINANCIAL CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 27, 2020 · Amount on Record
Deed Sale	Aug 27, 2020 · Amount on Record
Prior Sale	Jan 27, 2017 · Amount on Record
Deed Document Number	2020104660
Deed Book / Page	6037 / 59
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRANSTON RI
Property Address	49 MASSACHUSETTS ST, CRANSTON, RI 02920-5112
Transaction Type	Mortgage
Record Updated	Jun 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006491-97
Date	May 19, 2022
Book Page	6491/97
Instrument	63760

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	337 Months
Due	Jun 1, 2050

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRANSTON RI
Recording Date	Aug 27, 2020
Property Address	49 MASSACHUSETTS ST, CRANSTON, RI 02920-5112
Document Number	6037-59
Book / Page	6037 / 59
Instrument Date	Aug 25, 2020
Instrument	104660
Transaction Type	Transfer
Record Updated	Jun 4, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	114 BETSEY WILLIAMS DR, WARWICK, RI 02889-2910

Mortgage

Document Number	104670
Date	Aug 27, 2020
Instrument	104670

Lender

Name	HOMESTAR MORTAGE INC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Mortgage

Document Number	0006037-74
Date	Aug 27, 2020
Book Page	6037/74
Instrument	104680

Lender

Name	RHODE ISLAND HOUSING & MTG FIN CORP

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2035

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRANSTON RI
Recording Date	Jan 27, 2017
Property Address	49 MASSACHUSETTS ST, CRANSTON, RI 02920-5112
Document Number	5365-50
Book / Page	5365 / 50
Transaction Type	Transfer
Record Updated	Jun 4, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$41.11
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	53650052
Date	Jan 27, 2017
Instrument	05365/0052

Lender

Name	SHAMROCK FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Jan 27, 2032

Tax Assessment & Valuation

Source: Cranston City assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
Municipality	Cranston City
Unified School District	Cranston School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,699.00 (+3.19%)	$410,600 (+40.52%) Land $99,700 Building $310,900	$568,319
2023	$5,523.00 (+2.11%)	$292,200 (-) Land $68,700 Building $223,500
2022	$5,409.00	$292,200 Land $68,700 Building $223,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PROVIDENCE-CITY OF serves 333,142 people · EPA ID RI1592024
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 519 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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