49 Markley Dr, Flat Rock, NC 28731 Property Records

Henderson County property record for 49 Markley Dr, Flat Rock, NC 28731

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,008 sqft · built 1979
Lot Size	0.26 acres (11,326 sqft)
Owner	Individual Name on Record
Last Sale	$163,000 (Feb 2019)
Tax Bill	$1,218 (2025)
Deeds & Mortgages	Nov 2022 Line of Credit Feb 2019 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`9577632802`

Property Details

APN / Parcel Number

Primary APN	`9577632802`
Alternative APNs	`0112417` `112417`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,008 sqft Heated Area
1st Floor Area	1,008 sqft

Exterior

Year Built	Built 1979
Effective Year Built	Effective 2009
Architectural Style	Ranch
Exterior Material	Wood Siding
Foundation Type	Raised
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,326 sqft (0.26 acres)
Porch	Slab
Deck Area	Deck Area
Patio Area	156 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	112417
Street Address	49 MARKLEY DR
City	FLAT ROCK
State	NC
Zip	28731-9554
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	112417~R1
Legal Description	SBDV4849 LO228 TR PH SE BL UN
Legal Subdivision	HIGHLAND LAKE
Legal Tract	P
Legal Block	63
Legal Lot Number	2802
Jurisdiction	HENDERSON NC
Township / Civil Division	HENDERSONVILLE
Census Block Group	2
Census Block	2039
Census Tract	931402

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Flat Rock Historic District (Boundary Increase, Decrease and Additional Documentation) listed 2015 · 27 contributing resources · NRIS 14001176

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Henderson County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	49 MARKLEY DR, FLAT ROCK, NC 28731-9554
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 16, 2022	Deed of Trust, Mortgage · Line of Credit UNITED FCU
Feb 22, 2019	Warranty Deed, Transfer
Sep 20, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Jul 3, 2018	Warranty Deed, Transfer · Construction Mortgage GFFAC NEVADA HOLDINGS LLC
Jul 11, 2018	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 22, 2019 · Amount on Record
Deed Sale	Feb 22, 2019 · Amount on Record
Prior Sale	Jul 11, 2018
Deed Book / Page	3302 / 90
Prior Transfer Date	Sep 5, 2018
Prior Transfer Doc	0032490656
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON NC
Property Address	49 MARKLEY DR, FLAT ROCK, NC 28731-9554
Transaction Type	Mortgage
Record Updated	Dec 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0039860424
Date	Nov 16, 2022
Book Page	3986/424
Instrument	989765

Lender

Name	UNITED FCU
Type	Credit Union
Address	SAINT JOSEPH, MI 49085

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	117 Months
Due	Aug 15, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENDERSON NC
Recording Date	Feb 22, 2019
Property Address	49 MARKLEY DR, FLAT ROCK, NC 28731-9554
Document Number	0033020090
Book / Page	3302 / 90
Instrument Date	Feb 20, 2019
Transaction Type	Transfer
Record Updated	May 10, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	49 MARKLEY DR, FLAT ROCK, NC 28731-9554

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HENDERSON NC
Recording Date	Sep 20, 2018
Property Address	49 MARKLEY DR, FLAT ROCK, NC 28731-9554
Document Number	0032490656
Book / Page	003249 / 000656
Instrument Date	Sep 5, 2018
Instrument	891048
Transaction Type	Transfer
Record Updated	Jan 15, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	329 HAYWOOD RD ASHEVILLE NC 288064231, ASHEVILLE, NC 28806-4231

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENDERSON NC
Recording Date	Jul 3, 2018
Property Address	49 MARKLEY DR, FLAT ROCK, NC 28731-9554
Document Number	0032190393
Book / Page	003219 / 000393
Instrument Date	Jul 3, 2018
Instrument	886667
Transaction Type	Transfer
Record Updated	Aug 3, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$160.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	329 HAYWOOD RD ASHEVILLE NC 288064231, ASHEVILLE, NC 28806-4231

Mortgage

Document Number	32190396
Date	Jul 3, 2018
Book Page	003219/000396
Instrument	886668

Lender

Name	GFFAC NEVADA HOLDINGS LLC
Address	329 HAYWOOD RD, ASHEVILLE, NC 28806-4231

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jul 2, 2019

July 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	HENDERSON NC
Recording Date	Jul 11, 2018
Property Address	49 MARKLEY DR, FLAT ROCK, NC 28731-9554
Document Number	0032220029
Book / Page	003222 / 000029
Instrument Date	Jun 29, 2018
Instrument	887038
Transaction Type	Foreclosure
Record Updated	Aug 2, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$139.73
Amount Accuracy	Confirmed
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association

Tax Assessment & Valuation

Source: Henderson County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Henderson County
Unified School District	Henderson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$217,200 (+3.68%) Land $46,900 Building $170,300
2025	$1,218.00
2023		$209,500 Land $46,900 Building $162,600	$217,200 Land $46,900 Building $170,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	5 (2024–2025)
Claims Outside the SFHA	1 of 5
Most Recent Claim	May 2025 · rainfall accumulation
Claims by Event	Tropical Storm Helene, Oct 2024 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HENDERSONVILLE serves 79,278 people · EPA ID NC0145010
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35

May also be available: AT&T, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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