Mitchell County property record for 49 Maple Hill, Spruce Pine, NC 28777
| Property Type | Mobile Home |
|---|---|
| Details | 1,232 sqft · built 1998 |
| Lot Size | 0.6 acres (26,136 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $716 (2025) |
| Deeds & Mortgages | Jun 2020 Mortgage Nov 2019 Second Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1800-02-56-3961 |
| Primary APN | 1800-02-56-3961 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,232 sqft Living Area |
| Year Built | Built 1998 |
|---|---|
| Lot Area | 26,136 sqft (0.6 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 005014303 |
|---|---|
| Street Address | 49 MAPLE HL |
| City | SPRUCE PINE |
| State | NC |
| Zip | 28777-6010 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | 19E US HWY |
| Jurisdiction | MITCHELL NC |
| Township / Civil Division | GRASSY CREEK |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 950300 |
Source: Mitchell County records · APN 1800-02-56-3961
Assessment roll updated January 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 49 MAPLE HL, SPRUCE PINE, NC 28777-6010 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 01, 2020 | Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU |
| Nov 01, 2019 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage BAXTER CU |
| Deed Names | Verified Name on Deed |
|---|---|
| Deed Document Number | 0000306100 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MITCHELL NC |
| Property Address | 49 MAPLE HL, SPRUCE PINE, NC 28777-6010 |
| Transaction Type | Mortgage |
| Record Updated | Jun 10, 2020 |
| Name | Verified Name |
|---|
| Document Number | 614/41 |
|---|---|
| Date | Jun 01, 2020 |
| Book Page | 614/41 |
| Instrument | 2020000865 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MITCHELL NC |
| Property Address | 49 MAPLE HL, SPRUCE PINE, NC 28777-6010 |
| Transaction Type | Mortgage |
| Record Updated | Nov 14, 2019 |
| Title Company | MORTGAGE INFORMATION SVCS |
| Name | Verified Name |
|---|
| Document Number | 607/353 |
|---|---|
| Date | Nov 01, 2019 |
| Book Page | 607/353 |
| Instrument | 2019001970 |
| Name | BAXTER CU |
|---|---|
| Type | Credit Union |
| Address | VERNON HILLS, IL 60061 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Oct 31, 2039 |
Source: Mitchell County records · Assessment roll updated January 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mitchell County |
| Unified School District | Mitchell County Schools (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $716.00 (+1.56%) | $112,000 (-) Land $18,700 Building $93,300 |
| 2023 | $705.00 | $112,000 Land $18,700 Building $93,300 |
Source: FEMA National Flood Hazard Layer as of May 2, 2018 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Moderate above 40% of the US · above 58% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Zito West Holding Fiber | 1,000 / 1,000 |
May also be available: Verizon.
Based on FCC filings for 61 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | TOWN OF SPRUCE PINE serves 5,661 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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