St. Johns County property record for 49 Maple Creek Ln, Saint Augustine, FL 32092
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 4,065 sqft · built 2023 |
| Lot Size | 0.36 acres (15,681 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,062,500 (Oct 2023) |
| Tax Bill | $12,096 (2025) |
| Deeds & Mortgages | Feb 2026 Mortgage Oct 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 010362-1010 |
| Primary APN | 010362-1010 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 19 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 4,065 sqft Living Area |
| Gross Area | 4,973 sqft |
| 1st Floor Area | 3,142 sqft |
| Flooring | Carpet |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 15,681 sqft (0.36 acres) |
| Garage Type | Attached |
| Garage Area | 620 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished Screened Porch |
| Porch Area | 288 sqft |
| Patio Area | 1,502 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 49 MAPLE CREEK LN |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32092-1993 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 112/1-19 COURTNEY OAKS & COURTNEY CHASE - SILVERLEAF PARCELS 7A-7B LOT 101 OR5835/1543 |
| Legal Subdivision | COURTNEY OAKS & COURTNEY CHASE SILVERLEA |
| Legal Block | 1 |
| Legal Lot Number | 101 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 20907 |
Source: St. Johns County records, as of April 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 49 MAPLE CREEK LN, SAINT AUGUSTINE, FL 32092-1993 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Feb 3, 2026 | Deed of Trust, Mortgage · Conventional Mortgage VYSTAR CU |
| Oct 4, 2023 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage TD BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 4, 2023 · Amount on Record |
| Deed Sale | Oct 4, 2023 · Amount on Record |
| Prior Sale | Nov 4, 2022 · Amount on Record |
| Deed Document Number | 202378212 |
| Deed Book / Page | 5835 / 1543 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 49 MAPLE CREEK LN, SAINT AUGUSTINE, FL 32092-1993 |
| Transaction Type | Mortgage |
| Record Updated | Feb 19, 2026 |
| Name | Verified Name |
|---|---|
| Address | 49 MAPLE CREEK LN, SAINT AUGUSTINE, FL 32092-1993 |
| Document Number | 0062991581 |
|---|---|
| Date | Feb 3, 2026 |
| Book Page | 6299/1581 |
| Instrument | 2026009341 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32202 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5% |
| Type Change Date | Feb 1, 2031 |
| Change Frequency | 5 Years |
| Min Rate At Change | 3% |
| Max Rate At Change | 7% |
| Index | 5-Year CMT |
| Margin | 3 |
| Max Rate | 10% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Oct 4, 2023 |
| Property Address | 49 MAPLE CREEK LN, SAINT AUGUSTINE, FL 32092-1993 |
| Document Number | 0058351543 |
| Book / Page | 5835 / 1543 |
| Map Reference | MB 112 PG 1-19 |
| Instrument Date | Sep 22, 2023 |
| Instrument | 2023078212 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Feb 12, 2024 |
| Title Company | COWFORD TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $7,437.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 12276 SAN JOSE BLVD STE 120, 120, JACKSONVILLE, FL 32223-8630 |
| Name | Verified Name |
|---|---|
| Address | 49 MAPLE CREEK LN, SAINT AUGUSTINE, FL 32092-1993 |
| Document Number | 0058351545 |
|---|---|
| Date | Oct 4, 2023 |
| Instrument | 5835/1545 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.37% |
| Type Change Date | Oct 1, 2028 |
| Change Frequency | 6 Months |
| Min Rate At Change | 4.37% |
| Max Rate At Change | 8.37% |
| Margin | 3 |
| Max Rate | 11.3% |
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $936,688 (+2.7%) | $1,011,757 (+10.93%) Land $225,000 Building $786,757 | |
| 2025 | $12,096.00 (+3.41%) Homeowner's exemption | $912,062 (-4.19%) | $912,062 (-8.23%) Land $225,000 Building $687,062 |
| 2024 | $11,697.00 (+558.24%) Homeowner's exemption | $951,900 (+579.93%) | $993,882 (+609.92%) Land $225,000 Building $768,882 |
| 2023 | $1,777.00 (+254.69%) | $140,000 (+257.14%) | $140,000 (+257.14%) Land $140,000 |
| 2022 | $501.00 | $39,200 | $39,200 Land $39,200 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 40 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 40 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 62% of the US · lower than 62% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
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