St. Johns County property record for 49 Mallow Ct, Saint Johns, FL 32259
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 3,621 sqft · built 2017 |
| Lot Size | 0.62 acres (27,007 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,105,000 (Mar 2026) |
| Tax Bill | $16,302 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Mar 2026 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 000703-1020 |
| Primary APN | 000703-1020 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 19 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 3,621 sqft Living Area |
| Gross Area | 4,783 sqft |
| 1st Floor Area | 2,228 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 27,007 sqft (0.62 acres) |
| Garage Type | Attached |
| Garage Area | 822 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished Screened Porch |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 49 MALLOW CT |
|---|---|
| City | SAINT JOHNS |
| State | FL |
| Zip | 32259-8737 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 83/10-31 ENCLAVE AT RIVERTOWN PHASE TWO-A LOT 2 BLOCK 1 OR6316/724 |
| Legal Range | 27E |
| Legal Township | 05S |
| Legal Section | 39 |
| Legal Subdivision | ENCLAVE AT RIVERTOWN PHASE TWO-A |
| Legal Phase | 2 |
| Legal Block | 1 |
| Legal Lot Number | 2 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | FRUIT COVE |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 20807 |
49 Mallow Ct is owned and occupied by two individuals who bought it in March 2026.
Source: St. Johns County records, as of April 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 49 MALLOW CT, SAINT JOHNS, FL 32259-8737 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 24, 2026 | Deed of Trust, Mortgage · Conventional Mortgage MORGAN STANLEY BANK |
| Mar 3, 2026 | Warranty Deed, Transfer GIBRALTAR TITLE COMPANY, GIBRALTAR TITLE SERVICES LLC |
| Mar 15, 2024 | Special Warranty Deed, Transfer · Conventional Mortgage MATTAMY HOME FUNDING LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 3, 2026 · Amount on File |
| Deed Sale | Mar 3, 2026 · Amount on File |
| Prior Sale | Jun 27, 2024 · Amount on File |
| Deed Document Number | 202617973 |
| Deed Book / Page | 6316 / 724 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jul 24, 2026 |
| Property Address | 49 MALLOW CT, SAINT JOHNS, FL 32259-8737 |
| Document Number | 0000063715 |
| Book / Page | 6408 / 462 |
| Instrument Date | Jul 20, 2026 |
| Instrument | 202663715 |
| Transaction Type | Mortgage |
| Record Updated | Aug 7, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 49 MALLOW CT, SAINT JOHNS, FL 32259-8737 |
| Document Number | 0000063715, |
|---|---|
| Date | Jul 24, 2026 |
| Book Page | 6408/462 |
| Instrument | 202663715 |
| Name | MORGAN STANLEY BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.47% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Mar 3, 2026 |
| Property Address | 49 MALLOW CT, SAINT JOHNS, FL 32259-8737 |
| Document Number | 0063160724 |
| Book / Page | 6316 / 724 |
| Map Reference | MB 83 PG 10-31 |
| Instrument Date | Feb 26, 2026 |
| Instrument | 2026017973 |
| Transaction Type | Transfer |
| Record Updated | Mar 13, 2026 |
| Title Company | GIBRALTAR TITLE COMPANY, GIBRALTAR TITLE SERVICES LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $7,735.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 108 ROUND ROBIN RUN, ST JOHNS, FL 32259-9455 |
| Name | Verified Name |
|---|---|
| Address | 49 MALLOW CT, ST JOHNS, FL 32259-8737 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Mar 15, 2024 |
| Property Address | 49 MALLOW CT, SAINT JOHNS, FL 32259-8737 |
| Document Number | 0059160568 |
| Book / Page | 5916 / 568 |
| Map Reference | MB 83 PG 10-31 |
| Instrument Date | Mar 13, 2024 |
| Instrument | 2024019690 |
| Transaction Type | Transfer |
| Record Updated | Mar 29, 2024 |
| Title Company | SHEFFIELD AND BOATRIGHT TITLE SV, SHEFFIELD & BOATRIGHT TTL SV |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $7,539.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10375 CENTURION PKWY N, JACKSONVILLE, FL 32256-0604 |
| Name | Verified Name |
|---|---|
| Address | 49 MALLOW CT, ST JOHNS, FL 32259-8737 |
| Document Number | 0005916571 |
|---|---|
| Date | Mar 15, 2024 |
| Instrument | 5916/571 |
| Name | MATTAMY HOME FUNDING LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2054 |
The 2025 property tax bill for 49 Mallow Ct was $16,302, up 22.7% from the year before.
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $847,708 (-3.64%) Land $190,000 Building $657,708 | $847,708 (-3.64%) Land $190,000 Building $657,708 | |
| 2025 | $16,302.00 (+22.7%) | $879,690 (+3.14%) | $879,690 (+3.14%) Land $180,000 Building $699,690 |
| 2024 | $13,286.00 (+6.26%) | $852,931 (+9.4%) | $852,931 (+9.4%) Land $150,000 Building $702,931 |
| 2023 | $12,503.00 (+11.52%) | $779,636 (+28.25%) | $779,636 (+28.25%) Land $175,000 Building $604,636 |
| 2022 | $11,211.00 | $607,907 | $607,907 Land $100,800 Building $507,107 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 49 Mallow Ct in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1997.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 189 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 189 in force |
| Nearby Flood Claims | 4 (1997–2017) |
| Claims Outside the SFHA | 3 of 4 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 49 Mallow Ct is moderate, ranking above 62% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 62% of the US · lower than 63% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Fiber · Cable in parts of the area | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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